Life Insurance Underwriter – Risk & Policy Expert

BDO Unibank; Mandaluyong; On-site; PHP 420,000 - 650,000; Full time

Job summary

BDO Life Assurance Company, Inc. in Ortigas, Philippines, seeks a Life Underwriter responsible for evaluating risk and insurability of prospective clients and issuing policies with premiums aligned to mortality risk. Nursing or medical-related degrees are preferred, and fresh graduates are welcome to apply.

You will verify documents, request additional information, and render underwriting decisions up to your authority. Onsite work is required in Ortigas.

Qualifications

• Evaluates accuracy and adequacy of information and documents provided by applicants.
• Requests additional information to underwrite risk and coordinates requirements with Financial Advisors or agents.
• Underwrites applications and assesses risk based on guidelines and regulatory requirements.
• Provides underwriting decisions within authority (Approved, Declined, Postponed).
• Updates underwriting worksheet and system with decisions and status (e.g., Withdrawn/Cancelled).
• Prepares write-ups and refers cases beyond authority to medical consultants or underwriting committee.

Responsibilities

• Evaluate information/documents provided by applicants.
• Determine additional information needed for underwriting.
• Underwrite based on guidelines and regulatory requirements.
• Provide underwriting decisions within authority.
• Update system with decisions and status.
• Prepare write-ups and refer cases beyond authority.

Skills

Attention to detail

Communication skills

Education

Nursing or medical-related degree

Job description

BDO Life Assurance Company, Inc. in Ortigas, Philippines, seeks a Life Underwriter responsible for evaluating risk and insurability of prospective clients and issuing policies with premiums aligned to mortality risk. Nursing or medical-related degrees are preferred, and fresh graduates are welcome to apply.

You will verify documents, request additional information, and render underwriting decisions up to your authority. Onsite work is required in Ortigas.