Life Insurance Underwriter - Onsite Ortigas

BDO Unibank; Pasig; On-site; PHP 420,000 - 540,000; Full time

Job summary

BDO Unibank in Ortigas is seeking a Life Insurance Underwriter to evaluate risk and determine policy issuance and premium based on mortality risk assessments.

The role involves reviewing applicant information, coordinating additional documents with Advisors, and making underwriting decisions within authority, while ensuring compliance with underwriting guidelines and regulatory requirements.

Qualifications

• University graduate with a degree in Nursing or any medical related course.
• Experience in life insurance underwriting, an advantage.
• Must be keen to details and can work in a fast-paced environment.
• With good oral and written communication skills.
• Fresh graduates are welcome to apply.
• Willing to work onsite and be assigned in Ortigas.

Responsibilities

• Evaluates accuracy and adequacy of information and documents provided by applicants.
• Determines additional information or documents needed to appropriately underwrite applicants' risk and immediately coordinates additional requirements to soliciting Financial Advisors or agents.
• Accurately underwrites insurance applications and assesses the risk presented based on the company's underwriting guidelines, Anti-Money Laundering Act and other Regulatory requirements.
• Provides underwriting decision - Approved, Declined, Postponed (up to the level of authority provided by level/position)
• Updates underwriting worksheet and system accordingly by indicating underwriting decision or application status including "Withdrawn/Cancelled".
• Prepares appropriate write-up and refers cases beyond his/her authority to the medical consultant, Underwriting committee, if needed.

Skills

Attention to detail

Communication skills

Education

Nursing or medical related degree

Job description

BDO Unibank in Ortigas is seeking a Life Insurance Underwriter to evaluate risk and determine policy issuance and premium based on mortality risk assessments.

The role involves reviewing applicant information, coordinating additional documents with Advisors, and making underwriting decisions within authority, while ensuring compliance with underwriting guidelines and regulatory requirements.