L4 - Tech & Digital - Quality Assurance - MH - Pune - BACL

bajajauto; Hinoba-an; On-site; PHP 398,000 - 597,000; Full time

Job summary

BACL in Pune seeks an experienced Quality Assurance professional to lead end-to-end testing across Loan Origination Systems, underwriting platforms, and servicing software, ensuring RBI compliance and accurate loan processing.

You will collaborate with business analysts and developers to translate BRD workflows into robust test scenarios, create test plans, perform functional/regression/UAT testing, and validate integrations with third-party systems such as credit bureaus and KYC.

Qualifications

• End-to-end QA testing for Loan Origination Systems (LOS), underwriting platforms, and servicing software to ensure compliance with RBI guidelines and accurate loan processing.
• Collaboration with business analysts and developers to translate loan workflows/BRD into effective test scenarios.
• Test plan creation and execution for diverse loan products, including auto loans.
• Functional, regression, and UAT testing performed for new features, upgrades, and bug fixes.
• Loan Origination System validation of workflows across products, ensuring compliance and integration with third-party systems (credit bureaus, KYC, dedupe).
• Loan Management System (Pennant) testing for repayment schedules, EMI tracking, interest calculations, restructuring, delinquency handling, and closure for secured and unsecured loans.

Responsibilities

• Quality Assurance responsibilities across LOS, underwriting, and servicing software.
• Coordinate with vendors to understand FSD and impact on system operations.
• Use JIRA to document, track, and manage defects.

Skills

Quality Assurance

Communication Skills

SQL

API monitoring

Postman

Excel

Tools

JIRA

Pennant

Job description

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L4 - Tech & Digital - Quality Assurance - MH - Pune - BACL

Minimum 3-5 years of experience skilled in LOS : Salesforce and LMS: Pennant Management with exposure to working for Banking/NBFC sector.

Qualification

Reporting To

Summary Role Profile/Job Responsibilities

Key Responsibilities:

1. Quality Assurance

• End-to-end QA testing for Loan Origination Systems (LOS), underwriting platforms, and servicing software to ensure compliance with RBI guidelines and accurate loan processing.
• Collaboration with business analysts and developers to translate loan workflows/BRD into effective test scenarios.
• Test plan creation and execution for diverse loan products, including auto loans.
• Functional, regression, and UAT testing performed for new features, upgrades, and bug fixes.
• Loan Origination System validation of workflows across products, ensuring compliance and integration with third-party systems (credit bureaus, KYC, dedupe).
• Loan Management System (Pennant) testing for repayment schedules, EMI tracking, interest calculations, restructuring, delinquency handling, and closure for secured and unsecured loans.
• Coordinate with vendors to understand FSD, assess the impact on regular system operations, and ensure timely resolution of issues.
• Leveraged JIRA to document, track, and manage defects, ensuring timely resolution and improved system reliability.

Skill Sets Required

• Quality Assurance:
• Proven experience in defining and tracking service quality metrics.
• Ability to identify service gaps and drive process enhancements.
• Communication Skills:
• Excellent written and verbal communication skills for reporting, escalation, and stakeholder updates.
• Ability to explain issues to non‑technical users and developers.
• Additional Technical Skills:
• Knowledge of SQL, Bug tracking tools JIRA, API monitoring, Postman, Excel Knowledge.