Junior Fraud Investigator

UNO Digital Bank; Taguig; On-site; PHP 260,000 - 420,000; Full time

Job summary

UNO Digital Bank in Taguig, Philippines, is seeking a Junior Fraud Investigator to help mitigate fraud exposure. You will conduct investigations, analyze evidence, and support policy development and MIS reporting. Fresh graduates are welcome; one year of fraud risk experience is a plus.

You will collaborate with Legal and Compliance, identify fraud trends, and help strengthen controls across products including revolving, installments, and liabilities.

Qualifications

• Bachelor’s degree in any business-related field.
• At least 1 year of relevant experience in Fraud Risk Management.
• Fresh graduates are encouraged to apply.
• Experience in fraud detection and case investigation is a plus.
• Strong analytical, research, and problem-solving skills.

Responsibilities

• Conduct objective, thorough, and timely investigations into fraud-related allegations, ensuring fairness and impartiality at all times.
• Review and analyze evidence and documentation to establish fact patterns and prepare comprehensive investigation reports with clear recommendations.
• Collaborate with Legal and Compliance teams on case handling, including deposition strategies and coordination with law enforcement as needed.
• Maintain investigation reports and MIS for tracking and monitoring cases.
• Support the development and enhancement of fraud risk policies, procedures, risk limits, and KPIs.

Skills

Fraud detection

Investigation

Analytical thinking

Stakeholder engagement

Education

Bachelor's degree in business

Job description

The Junior Fraud Investigator is responsible for helping the organization to mitigate and manage fraud exposure and losses by ensuring business operations are performed in compliance with Government laws and set policies. Jr. Fraud investigator is tasked with, including but not limited to, investigations, developing policies and controls, creating metrics to help track and prevent fraud, and performing regular reports. The ideal candidate should have demonstrable analytical skills along with a passion for research and investigative evidence analysis.

Key Responsibilities

• Conduct objective, thorough, and timely investigations into fraud-related allegations, ensuring fairness and impartiality at all times
• Review and analyze evidence and documentation to establish fact patterns and prepare comprehensive investigation reports with clear recommendations
• Collaborate with Legal and Compliance teams on case handling, including deposition strategies and coordination with law enforcement as needed
• Maintain investigation reports and management information systems (MIS) for tracking and monitoring cases
• Support the development and enhancement of fraud risk policies, procedures, risk limits, key risk indicators, and approval authorities
• Identify, analyze, and report fraud trends on a periodic basis to inform risk mitigation strategies
• Design and implement Fraud Early Warning Systems across revolving, installment, and liabilities products
• Partner with cross-functional teams to strengthen fraud prevention measures and controls
• Perform data analysis and trend assessments to proactively identify risks and drive process improvement initiatives
• Carry out additional duties as assigned and comply with company policies and government regulations.

Qualifications

• Bachelor’s degree in any business-related field.
• At least 1 year of relevant experience in Fraud Risk Management. Experience within the Philippine financial services industry is an advantage.
• Fresh graduates are encouraged to apply.
• Experience in fraud detection, case investigation, and the analysis of customer account activities and fraud trends is a plus.
• Strong analytical, research, and problem-solving skills.
• Ability to work independently with minimal supervision, manage multiple priorities, and make sound decisions in a timely manner.
• Strong collaboration and interpersonal skills, with the ability to effectively engage stakeholders across diverse teams and backgrounds.