Junior Compliance And Financial Crime Analyst

Satellite Office; Pasig; On-site; PHP 279,000 - 502,000; Full time

Job summary

Satellite Office in the Philippines is seeking a Junior Compliance & Financial Crime Analyst to join our Compliance team. You will support customer and transaction due diligence, monitor activities, and assist investigations across AML/CTF, KYC and regulatory reporting in a fintech environment.

The role reports to the Senior Financial Crime Risk Analyst and offers hands-on development, analytical tasks, and collaboration with the broader team to improve controls and processes within our growing

Qualifications

• Bachelor’s degree in Law, Criminology or a related field preferred.
• 2–3 years' experience in compliance, AML/CTF, KYC, transaction monitoring, fraud or financial crime in financial services.
• Foundational understanding of AML/CTF, customer due diligence and financial crime risk concepts.
• Strong attention to detail and ability to review information critically.
• Good analytical and problem-solving skills with curiosity to understand activity.

Responsibilities

• Support day-to-day Compliance and Financial Crime activities across customer, recipient and transaction reviews.
• Conduct customer and transaction due diligence in line with compliance frameworks and procedures.
• Review customer information and supporting documentation, including source of funds as required.
• Perform sanctions, PEP and adverse media screening and assist investigations of matches.
• Support Enhanced Due Diligence (EDD) and higher-risk reviews.
• Review monitoring alerts and conduct initial investigations into unusual activity.
• Gather and analyse information to support investigations and reporting.
• Document findings clearly and escalate where needed.
• Assist with regulatory reporting and periodic due diligence processes.
• Maintain accurate records and support data gathering for reporting.

Skills

Compliance experience

AML/CTF knowledge

KYC

Transaction monitoring

Financial crime investigations

Regulatory awareness

Education

Bachelor’s degree in Law, Criminology or related field

Job description

Job Description:

Role Overview

Build your compliance career. Investigate risk. Help protect our customers.

We are on the lookout for a Junior Compliance & Financial Crime Analyst to join our growing Compliance team. This role will provide additional operational capacity across Compliance and Financial Crime, supporting customer and transaction due diligence, monitoring, investigations and day-to-day compliance activities.

Reporting to the Senior Financial Crime Risk Analyst, you’ll work closely with the broader Compliance team to review customer and transaction activity, investigate potential financial crime concerns, assess supporting information and escape matters where something doesn’t look right.

This is a hands-on development role and a great opportunity for someone who is curious, analytical and keen to build their capability within a regulated fintech environment.

Key Responsibilities

• Support day-to-day Compliance and Financial Crime activities across customer, recipient and transaction reviews.
• Conduct customer and transaction due diligence in accordance with Send’s compliance frameworks, policies and procedures.
• Review customer information and supporting documentation, including source of funds information where required.
• Conduct sanctions, politically exposed person (PEP) and adverse media screening and support the investigation of potential matches.
• Support Enhanced Customer Due Diligence (ECDD) and higher-risk customer and transaction reviews.
• Review transaction monitoring alerts and other financial crime risk indicators and conduct initial investigations into unusual activity.
• Gather and analyse relevant customer, transaction and contextual information to support financial crime investigations.
• Clearly document review and investigation findings and escape unusual, suspicious or higher-risk matters to the Senior Financial Crime Risk Analyst or senior compliance team member.
• Support the preparation of information and analysis required for suspicious matter reporting and other regulatory reporting activities.
• Assist with ongoing and periodic customer due diligence and monitoring activities.
• Maintain accurate and complete Compliance and Financial Crime records, registers and supporting documentation.
• Support the management of operational queues and ensure reviews and investigations are progressed within expected timeframes.
• Identify recurring issues, unusual patterns or potential control weaknesses and escape these to the appropriate team member.
• Assist with data gathering and preparation of Compliance and Financial Crime reporting and management information.
• Support testing and implementation of improvements to compliance processes, controls and systems.
• Work collaboratively with teams across the business to obtain information, resolve queries and support timely compliance outcomes.

What We’re Looking For

Essential

• Bachelor’s degree in Law, Criminology or a related field preferred.
• 2-3 years' experience in compliance, AML/CTF, KYC, transaction monitoring, fraud, financial crime, banking operations or a related financial services environment.
• Foundational understanding of AML/CTF, customer due diligence and financial crime risk concepts.
• Strong attention to detail with the ability to review information critically and identify when something requires further investigation or escalation.
• Good analytical and problem-solving skills, with a natural curiosity to understand the story behind customer and transaction activity.
• Strong written communication skills and the ability to clearly document findings, decisions and supporting rationale.
• Ability to follow established frameworks and procedures while recognising when a matter requires escalation or additional judgement.
• Ability to manage multiple tasks and priorities while working within operational timeframes.
• Comfortable working across different systems and sources of information.
• Self-starter with curiosity, ownership, a willingness to learn and a collaborative mindset.

Desired

• Experience in payments, foreign exchange, remittance, banking or fintech.
• Exposure to transaction monitoring, financial crime investigations, ECDD or suspicious matter reporting.
• Familiarity with AML/CTF regulatory requirements and financial crime controls.
• Experience using customer screening, transaction monitoring or compliance platforms.
• Experience working in a scaling or fast-paced fintech environment.