Income Document Specialist - Credit Operations, MariBank

MariBank Philippines, Inc.; Manila; On-site; PHP 260,000 - 420,000; Full time

Job summary

MariBank Philippines, Inc. is seeking an Income Document Specialist to verify income details such as pay slips, tax returns, and bank statements. You will ensure authenticity, resolve discrepancies, and maintain meticulous records within our credit system.

You will collaborate with loan officers and underwriters, reporting findings, and upholding strict QC standards. The role is based in Ortigas, Mandaluyong, or Gateway, Cubao, and requires 1–2 years of related experience.

Qualifications

• Bachelor's degree in any related course.
• 1–2 years of work experience as Income Document Specialist or related role.
• Strong understanding of income verification guidelines and regulations.
• Detail-oriented with ability to multitask.

Responsibilities

• Conduct thorough reviews of income documents (pay slips, tax returns, bank statements).
• Verify authenticity and accuracy of income information provided by applicants.
• Identify discrepancies or red flags in income documentation.
• Request additional documentation as needed to clarify income information.
• Input income data into the credit system accurately.
• Maintain detailed documentation of income verification processes.
• Update applicant files with verification results and supporting documentation.
• Communicate findings to loan officers, underwriters, and team members clearly.
• Provide clear explanations of income verification results.
• Adhere to strict quality control standards and procedures.
• Identify and report potential fraud or suspicious activity.
• Contribute to development and improvement of income verification processes.
• Report regularly to Digital Credit Ops Lead.

Skills

Attention to detail

Multitasking

Communication

Education

Bachelor's degree

Job description

Job Description

• Conduct thorough reviews of income documents such as pay slips, tax returns, and bank statements.
• Verify the authenticity and accuracy of income information provided by applicants.
• Identify discrepancies, inconsistencies, or red flags in income documentation.
• Request additional documentation as needed to clarify income information.
• Accurately input income data into the credit system.
• Maintain detailed and organized documentation of income verification processes.
• Update applicant files with verification results and supporting documentation.
• Effectively communicate with loan officers, underwriters, and other team members regarding income verification findings.
• Provide clear and concise explanations of income verification results.
• Adhere to strict quality control standards and procedures.
• Identify and report potential fraud or suspicious activity.
• Contribute to the development and improvement of income verification processes.
• Report regularly to Digital Credit Ops Lead and perform other functions as deemed necessary.

• Conduct thorough reviews of income documents such as pay slips, tax returns, and bank statements.
• Verify the authenticity and accuracy of income information provided by applicants.
• Identify discrepancies, inconsistencies, or red flags in income documentation.
• Request additional documentation as needed to clarify income information.
• Accurately input income data into the credit system.
• Maintain detailed and organized documentation of income verification processes.
• Update applicant files with verification results and supporting documentation.
• Effectively communicate with loan officers, underwriters, and other team members regarding income verification findings.
• Provide clear and concise explanations of income verification results.
• Adhere to strict quality control standards and procedures.
• Identify and report potential fraud or suspicious activity.
• Contribute to the development and improvement of income verification processes.
• Report regularly to Digital Credit Ops Lead and perform other functions as deemed necessary.

Requirements

• Bachelor's degree in any related course
• At least 1 - 2 years of work experience as Income Document Specialist or a related role
• Strong understanding of income verification guidelines and regulations is essential
• Experience in the financial services industry preferred
• Detail-oriented individual and ability to multitask
• Amenable to work in Ortigas, Mandaluyong and Gateway, Cubao