Loan/Credit Verifier - Entry level

Peoples Credit Network Finance Co. Inc.; Quezon City; On-site; PHP 279,000 - 469,000; Full time

Job summary

Peoples Credit Network Finance Co. Inc. is seeking a detail-oriented verification officer in Manila to verify applicant information through phone calls, online sources, and documents, ensuring completeness and accuracy.

You will review loan applications, cross-check data against records, and prepare credit verification reports while maintaining confidentiality and adhering to company policies. Fresh graduates are welcome to apply; no prior lending experience is required.

Qualifications

• Bachelor's degree in Business Administration, Finance, Accounting, Management, Marketing, or a related field.
• Fresh graduates are welcome to apply.
• No prior lending or credit experience required.
• Good verbal and written communication skills.
• Strong attention to detail and accuracy.
• Basic analytical and problem-solving skills.
• Computer literate and comfortable using Microsoft Office/Google Workspace.
• Able to handle repetitive tasks while maintaining accuracy.
• Good time management and organizational skills.
• Willing to work in an office-based environment.
• Trustworthy and able to maintain confidentiality.

Responsibilities

• Verify applicant information through phone calls, online sources, and submitted documents.
• Conduct telephone verification with applicants, employers, references, and other authorized contacts.
• Validate information such as employment, income, residence, business, and references as applicable.
• Review loan applications and supporting documents for completeness and consistency.
• Cross-check information provided by applicants against available records and systems.
• Identify discrepancies, inconsistencies, or potential red flags in loan applications.
• Accurately encode and update verification results in the company's system.
• Prepare and submit credit verification reports within the required turnaround time.
• Coordinate with Sales and Credit teams regarding missing information or verification concerns.
• Escalate questionable or inconsistent information to the immediate supervisor.
• Maintain confidentiality and proper handling of applicant information.
• Follow company policies, credit verification procedures, and data privacy requirements.
• Perform other related duties as assigned.

Skills

Verbal communication

Written communication

Attention to detail

Analytical thinking

Problem solving

Time management

Organizational skills

Repetitive task handling

Confidentiality

Education

Bachelor's degree in Business Administration/Finance/Accounting/Management/Marketing or related field

Tools

Microsoft Office

Google Workspace

Job description

• Verify applicant information through phone calls, online sources, and submitted documents.

• Conduct telephone verification with applicants, employers, references, and other authorized contacts.

• Validate information such as employment, income, residence, business, and references, as applicable.

• Review loan applications and supporting documents for completeness and consistency.

• Cross-check information provided by applicants against available records and systems.

• Identify discrepancies, inconsistencies, or potential red flags in loan applications.

• Accurately encode and update verification results in the company's system.

• Prepare and submit credit verification reports within the required turnaround time.

• Coordinate with Sales and Credit teams regarding missing information or verification concerns.

• Escalate questionable or inconsistent information to the immediate supervisor.

• Maintain confidentiality and proper handling of applicant information.

• Follow company policies, credit verification procedures, and data privacy requirements.

• Perform other related duties as assigned.

QUALIFICATIONS

• Bachelor's degree in Business Administration, Finance, Accounting, Management, Marketing, or a related field.

• Fresh graduates are welcome to apply.

• No prior lending or credit experience required.

• Good verbal and written communication skills.

• Strong attention to detail and accuracy.

• Basic analytical and problem-solving skills.

• Computer literate and comfortable using Microsoft Office/Google Workspace.

• Able to handle repetitive tasks while maintaining accuracy.

• Good time management and organizational skills.

• Willing to work in an office-based environment.

• Trustworthy and able to maintain confidentiality.