Head – Motor Underwriting – Insurance CRESCENDO GLOBAL LEADERSHIP HIRING INDIA PRIVATE L

The Corporate Institute; Hinoba-an; On-site; PHP 2,957,000 - 4,928,000; Full time

Job summary

The Corporate Institute in Mumbai seeks an experienced General Insurance leader to head the Motor Underwriting function, driving risk-adjusted growth, governance, and transformational change within a dynamic team.

You will partner with cross-functional teams to design scalable underwriting frameworks, improve profitability, and deliver strategic underwriting initiatives while upholding regulatory and governance standards.

Qualifications

• 15+ years of experience in General Insurance with significant Motor Underwriting.
• Strong expertise in Motor Insurance products, underwriting principles, pricing, risk assessment, and portfolio management.
• Proven experience leading underwriting teams and driving profitable portfolio growth.
• Understanding of underwriting governance, risk appetite, regulatory requirements, and industry practices.
• Exposure to digital underwriting, automation, data analytics, and underwriting transformation preferred.

Responsibilities

• Lead the Motor Underwriting function and develop underwriting strategies aligned with business profitability objectives.
• Oversee risk assessment, pricing, underwriting guidelines, portfolio monitoring, and underwriting governance.
• Drive profitable growth while maintaining appropriate risk, loss-ratio, and portfolio controls.
• Establish underwriting frameworks, risk appetite, authority limits, referral processes, and portfolio monitoring mechanisms.
• Partner with Actuarial, Claims, Product, Distribution, Finance, Reinsurance, and Technology teams to improve portfolio performance.
• Monitor underwriting KPIs, loss ratios, premium growth, risk concentration, claims trends, and portfolio profitability.

Skills

Motor underwriting

Risk assessment

Portfolio management

Underwriting governance

Underwriting strategy

Education

Bachelor’s/Master’s in Insurance/Finance/Business Administration

Job description

Job Description:

Head Motor Underwriting 15+ Years Mumbai

Are you an experienced General Insurance professional with strong expertise in Motor Underwriting, Risk Assessment, Portfolio Management, and Underwriting Strategy? We are looking for a seasoned insurance leader to head the Motor Underwriting function and drive profitable portfolio growth, underwriting governance, risk management, and process transformation.

Location:

Mumbai

Your Future Employer:

A growing General Insurance organization offering an opportunity to lead the Motor Underwriting function, work closely with senior leadership, and build scalable underwriting frameworks, processes, and capabilities.

Responsibilities:

• – Lead the Motor Underwriting function and develop underwriting strategies aligned with business and profitability objectives.
• – Oversee risk assessment, pricing, underwriting guidelines, portfolio monitoring, and underwriting governance.
• – Drive profitable growth while maintaining appropriate risk, loss-ratio, and portfolio controls.
• – Establish underwriting frameworks, risk appetite, authority limits, referral processes, and portfolio monitoring mechanisms.
• – Partner with Actuarial, Claims, Product, Distribution, Finance, Reinsurance, and Technology teams to improve portfolio performance.
• – Monitor underwriting KPIs, loss ratios, premium growth, risk concentration, claims trends, and portfolio profitability.

Requirements:

• – Bachelor’s/Master’s degree in Insurance, Finance, Business Administration, or a related discipline.
• – 15+ years of overall experience in General Insurance, with significant experience in Motor Underwriting.
• – Strong expertise in Motor Insurance products, underwriting principles, pricing, risk assessment, and portfolio management.
• – Proven experience leading underwriting teams and driving profitable portfolio growth.
• – Strong understanding of underwriting governance, risk appetite, regulatory requirements, and industry practices.
• – Strong analytical, commercial, stakeholder management, and decision-making skills.
• – Exposure to digital underwriting, automation, data analytics, and underwriting transformation will be preferred.

What is in it for you:

• – Opportunity to lead the Motor Underwriting function within a growing General Insurance organization.
• – High-visibility leadership role with exposure to senior management and strategic decision-making.
• – Opportunity to build and transform underwriting frameworks, processes, and capabilities.
• – Exposure to portfolio strategy, profitability, technology, and business growth.
• – Strong career progression and strategic leadership opportunity.