Graduate Trainee: Corporate Finance & Credit Analysis

Crédit Agricole SA; Hinoba-an; On-site; PHP 310,000 - 516,000; Part time

Job summary

Crédit Agricole CIB is hiring an internship/trainee to support local Coverage teams with credit processes and client onboarding. You will perform KYC tasks, collect licenses, and verify credentials while updating information for periodic reviews.

You will use the Dafne rating system to assess credit and analyze financial ratios to inform credit decisions, and draft credit reports and annual reviews under regulatory and internal policies.

Qualifications

• Master degree, with major as Finance/accountant related, Fresh graduate or within 1 year working experience
• Ability to communicate clearly and easily (verbal and written in English).
• Strong financial statements analysis skill.
• Chinese native speaker is a must.

Responsibilities

• To provide to local Coverage teams the needed support linked to the credit process. To provide supports to local Coverage teams to maintain client relationship on daily basis.
• Assist in client onboarding processes, conduct customer due diligence (KYC), collect and verify business licenses, legal representative identification, and other credentials, regularly update information, and ensure timely completion of periodic KYC reviews.
• Utilize the Dafne internal rating system to complete credit assessments for clients, analyze key financial ratios such as net profit margin and operating cash flow ratio, and produce rating conclusions to support credit approval decisions.
• Assist in drafting credit application reports and annual review reports, consolidate business and financial information from public sources and client submissions, and perform data compilation and trend analysis on financial indicators including revenue and gross profit. Adhere to regulations of Chinese regulatory authorities (SAFE, NFRA, PBOC) and internal compliance policies, participate in anti-fraud and anti-money laundering (AML) training, and ensure all operations are conducted with zero compliance risk.

Skills

English communication

Financial analysis

Chinese native

Education

Master in Finance/Accounting

Job description

Crédit Agricole CIB is hiring an internship/trainee to support local Coverage teams with credit processes and client onboarding. You will perform KYC tasks, collect licenses, and verify credentials while updating information for periodic reviews.

You will use the Dafne rating system to assess credit and analyze financial ratios to inform credit decisions, and draft credit reports and annual reviews under regulatory and internal policies.