Finance Risk Management and Finance Risk Division Head

G-Xchange Inc.; Taguig; On-site; PHP 1,000,000 - 2,000,000; Full time

Benefits offered by this job

Career growth opportunities

Competitive compensation package

Job summary

Globe, through its GCash fintech ecosystem, seeks a senior risk leader to elevate risk management across the organization. You will design, embed, and drive continuous enhancements in risk functions, partnering with the CRO and senior teams.

You will oversee operational risk, financial risk, governance, and regulatory compliance, implement risk tools like RCSA and KRI, coordinate risk reviews, and ensure timely escalation of issues.

Qualifications

• Experience designing and embedding risk management programs.
• Ability to coordinate across risk, governance and compliance functions.
• Strong analytical and problem-solving skills.

Responsibilities

• Assists the CRO in designing and implementing continuous risk enhancements.
• Overs the enterprise-wide operational risk identification and assessment.
• Ensures comprehensive implementation of Risk Tools and KRIs.
• Coordinates with senior management for operational risk reviews.
• Monitors risk issues and drives timely remediation.

Skills

Risk management

Regulatory compliance

Governance

Stakeholder management

Tools

RCSA

PRA

KRI

Incident Management

Job description

Risk Management Activities Strategic Design and Implementation

Assists the Chief Risk Officer (CRO) in designing, embedding, and implementing continuous enhancements to Risk Management functions.

Fosters a management philosophy and culture aligned with effective risk management throughout the organization.

Operational Risk Oversight

Spearheads and oversees enterprise-wide operational risk identification and assessment.

Utilizes various ORM tools, including Risk and Control Self-Assessment (RCSA), Project Risk Assessment/Advisory activities (PRA), Key Risk Indicators (KRI), Incident Management, Issue and Action Management.

Risk Tools Implementation

Ensures the comprehensive implementation of all Risk Tools.

Conducts critical analyses of root causes and issues, aiming for full integration into operational processes.

Creates and oversees the development and implementation of operational key risk and control indicators.

Coordinates with senior management to perform operational business risk reviews.

Monitors and ensures the resolution of operating risk issues for business units.

Assists in identifying and evaluating risk areas across operational activities.

Guidance and Review

Conducts reviews and provides guidance on risk acceptance, contract, and policy/procedure creation or updating.

Regulatory Compliance and Impact Analysis

Reviews and provides critical inputs on new regulations and laws impacting the Risk Management function and the overall operations of the company.

Governance, Reporting and Escalations

Reviews and provides inputs to all risk reports, results, issues, and decisions to the CRO, Senior Management, and the Board Reports to Senior Management, Governance Committees, and Board-level Committees Provides reports and updates to CRO for BAU and Adhoc Activities Escalates key risks and actual/potential non-compliance incidents to respective risk owners through the CRO to ensure that potential risks or incidents are managed effectively. Performs periodic business risk reviews. Validates gap analysis against required regulation / laws / Internal policies, performs escalations and collaborations

In addressing gaps Embedding Risk Management Function and Advancement Helps in ensuring embedding of Risk Management in assigned groups’ daily activities including strategic planning, capital allocation, product development, etc.

Performs promotions and training business and functional partners in the different risk management activities

Keep abreast of latest operational risk management techniques and industry best practices.

Ensures continued awareness of the Risk Management policy/framework, Org-wide Risk Matrix and common risk language across the organization.

Financial Risk Management Activities

Monitor the overall operation and the performance of the FinRM activities meant to identify current and emerging financial risk.

Devise relevant KPIs for the function, and deliberate prioritization of scope expansions.

Spearheads and oversees financial risk identification and assessment at the enterprise level, and as when relevant, on a per use case level and other levels of business granularity.

Ensures full implementation and regular review of frameworks and practices on liquidity risk management, market risk management, and credit risk management.

Oversee the implementation of risk appetite and tolerances discovery, measurement, and review.

Coordinate with management the performance of the stress testing methodology from the scenario identification, to estimation, and corresponding action plan.

Develop and manage other relevant risk management modeling, estimation methodologies to standardize understanding and quantification of risk including stress testing, and revenue assurance functions.

Review the reasonableness of the financial risk key risk and control indicators (KRIs) and trigger necessary adjustments.

Ensure coordination of the FinRM function with other Risk Group divisions in conducting detailed risk assessments for initiatives, projects, and new products, services, and promos, ensuring key applicable financial risk are considered.

during post assessments after implementation of new initiatives.

Provide necessary guidance, training and empowerment to the FinRM team in the execution and development of financial risk management activities.

Assist fellow Risk Division Heads in designing and implementing the continuing enhancement of the project risk advisory functions, management philosophy and culture within the organization.

Coordinate and report to the CRO regarding results of risk reviews and assessments.

Assist business in documenting and in providing guidance for inputs to risk acceptances.

Conducts reviews of policies and procedures, as needed.

Keep abreast of latest financial risk management techniques and industry best practices.

Governance, Reporting and Escalations

Report on financial risk activity results, issues, and decisions to senior management on a regular basis. Coordinate with the Finance Group for alignment on relevant data sources and necessary context to perform enterprise level assessments.

What We Offer

Opportunity for career growth and development in the #1 FinTech company in the country Working with a dynamic and highly collaborative team who want to change the game A company that values their people with highly competitive and flexible compensation and benefits package is the #1 Finance App in the Philippines.

Through the GCash App, 81M registered users can easily purchase prepaid airtime; purchase from over 6M partner merchants and social sellers; send and receive money anywhere in the Philippines, even to other bank accounts; pay bills at over 1,800 partner billers nationwide; and get access to savings, credit, loans, insurance and investments, and so much more, all at the convenience of their smartphones.

GCash is a wholly-owned subsidiary of Mynt (Globe Fintech Innovations, Inc.) since 2015.

Mynt, Inc. is the parent company of GCash, the Philippines’ #1 finance superapp, advancing financial inclusion through ‘Finance for All’.

G-Xchange, Inc. (GXI) is the payments company for GCash.

GXI is a BSP-licensed e-money issuer responsible for the digital payments and electronic money activities in the GCash app.

Fuse Financing, Inc. is the financing company for GCash.

Fuse provides eligible users with access to fair and digitally-enabled credit products and solutions.

Ryse, Inc. broadens access to investments that are easy to use and understand, supporting wealth-building for Filipinos at different stages of their financial journey.

BlockG Virtual Assets, Inc. supports responsible participation in digital assets, helping build trust and long-term confidence in the continuously evolving digital landscape.