Finance Analyst - Credit 1 1

San Miguel Corporation; Pasig; On-site; PHP 420,000 - 600,000; Full time

Job summary

San Miguel Corporation seeks a Finance Analyst (Credit) in Metro Manila to join the finance team. You will conduct credit investigations for new customers, prepare evaluation reports, and recommend terms to manage risk.

The role requires a Bachelor’s in Finance or Accounting, at least 1 year in corporate auditing, strong analytical skills, and proficiency in SAP and MS Excel to support AR processes. Experience with Order to Cash is a plus.

Qualifications

• Bachelor's degree in Finance or Accountancy required.
• At least 1 year of experience in corporate auditing.
• Strong analytical skills with the ability to interpret financial data.

Responsibilities

• Conduct thorough credit investigations for new customers applying for credit terms and credit lines.
• Prepare comprehensive customer evaluation reports based on credit investigations and recommend terms.
• Generate and consolidate Accounts Receivable reports from all Business Units monthly for management review.
• Maintain and analyze the customer database for past due accounts and credit exposure.
• Collaborate with Business Units to resolve credit or AR risk exposures.
• Demonstrate understanding of the Order to Cash process to support operations.
• Knowledgeable in SAP.

Skills

Analytical skills

SAP proficiency

MS Excel proficiency

Education

Bachelor's degree in Finance or Accountancy

Tools

SAP

MS Excel

Job description

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We are seeking a detail-oriented and analytical individual to join our team as Finance Analyst (Credit). The ideal candidate will have a strong background in finance or accountancy, with hands‑on experience in corporate auditing processes. This position plays a crucial role in assessing credit risk, managing customer accounts, and supporting the financial health of our organization.

Responsibilities:

• Conduct thorough credit investigations for new customers applying for credit terms and credit lines.
• Prepare comprehensive customer evaluation reports based on credit investigations, and recommend necessary terms and conditions.
• Generate and consolidate Accounts Receivable (A/R) reports from all Business Units on a monthly basis for management review and reporting.
• Maintain, monitor, and analyze the customer database with past due accounts, over credit limits, and expiring collateral; and raise issues to relevant Business Units to address risk exposure.
• Collaborate closely with all Business Units to resolve and/or mitigate exposure related to Credit or Accounts Receivable.
• Demonstrate a solid understanding of the Order to Cash process to ensure smooth operational workflows.
• Knowledgeable in SAP.

Qualifications:

• Bachelor’s degree in Finance, Accountancy, or a related field.
• A minimum of 1 year of experience in corporate auditing processes
• Strong analytical skills with the ability to interpret financial data and make informed decisions.
• Proficiency in SAP and MS Excel

Job Segment: Accounts Receivable, Credit, Credit Analyst, Financial Analyst, ERP, Finance, Technology