Credit Underwriter | Risk & Decisioning

AGnP Corporation; Pasig; Presencial; PHP 350.000 - 550.000; Jornada completa

Descripción de la vacante

AGnP Corporation is seeking a skilled Credit Underwriter based in Kapasigan, Pasig City, Metro Manila. This full-time role focuses on assessing creditworthiness, mitigating risk, and ensuring compliance with lending standards to support sound lending decisions.

The ideal candidate will have a relevant finance degree and at least one year of related underwriting experience, with strong analytical and communication skills guiding accurate credit analyses and timely approvals.

Formación

• Bachelor's degree in Finance, Business Admin, Economics or related field.
• Minimum 1 year of experience in credit underwriting or analysis.
• Strong analytical and financial modelling skills; detail-oriented.

Responsabilidades

• Evaluate credit applications and documentation to assess creditworthiness.
• Analyze financial statements, credit reports, employment history and other relevant information to determine lending risk.
• Prepare detailed credit analysis reports and recommendations for approval, conditional approval or denial of credit applications.
• Verify applicant information and conduct background checks in accordance with policy and regulatory requirements.
• Monitor and manage existing credit portfolios to identify potential risks and recommend corrective actions.
• Ensure underwriting decisions comply with regulatory guidelines, company policies and anti-discrimination laws.
• Collaborate with loan officers, risk management and other departments to support the lending process.
• Maintain accurate records and documentation of all credit decisions and supporting analysis.
• Stay informed of changes in credit policies, market conditions and regulatory requirements.

Conocimientos

Credit underwriting

Financial analysis

Risk assessment

Attention to detail

Educación

Bachelor's degree in Finance/Business/Economics

Herramientas

Microsoft Office

Loan management systems

Descripción del empleo

AGnP Corporation is seeking a skilled Credit Underwriter based in Kapasigan, Pasig City, Metro Manila. This full-time role focuses on assessing creditworthiness, mitigating risk, and ensuring compliance with lending standards to support sound lending decisions.

The ideal candidate will have a relevant finance degree and at least one year of related underwriting experience, with strong analytical and communication skills guiding accurate credit analyses and timely approvals.