Credit Underwriter

Top Bank Philippines; Makati; On-site; PHP 334,800 - 502,200; Full time

Job summary

A financial institution in Makati is seeking a Loan Assessor to evaluate credit applications and assess borrower creditworthiness. The ideal candidate will have 1-3 years of experience in loan underwriting, excellent communication skills, and a diploma in Finance or related fields. This is a full-time, on-site position focusing on consumer lending.

Qualifications

• 1-3 years of experience in loan underwriting or related fields.
• Strong written and verbal communication skills.
• Excellent customer service abilities.

Responsibilities

• Evaluate loan applications and analyze credit reports.
• Assess borrower creditworthiness and financial risks.
• Ensure compliance with lending policies and regulations.

Skills

Due diligence

Consumer lending

Written communication skills

Verbal communication skills

Customer service skills

Education

Diploma in Finance, Business Administration, or a related field

Job description

On-site - Makati 1-3 Yrs Exp Diploma Full-time

Job Description

• Evaluate credit applications and analyze financial documents.
• Assess borrower creditworthiness and risk factors.
• Ensure compliance with lending policies and regulations.
• Collaborate with loan officers to finalize loan approvals.
• Provide recommendations for loan modifications or rejections.
• Maintain accurate records and documentation throughout the lending process.
• Assess creditworthiness through evaluation of income documents, employment status, credit history, and other financial information.
• Educational Qualifications: A Diploma in Finance, Business Administration, or a related field is required.
• Experience Level: Candidates should have 1-3 years of experience in loan underwriting or related fields.
• Skills and Competencies: Proficiency in due diligence, consumer lending, and assessment; strong written and verbal communication skills; excellent customer service abilities.
• Responsibilities and Duties: Evaluate loan applications, analyze credit reports, assess financial risks, and ensure compliance with lending policies.
• Qualities and Traits: Detail-oriented, analytical, and adept at problem-solving; strong interpersonal skills are essential.

Due Diligence Consumer Loan Assessor Written and Verbal Communication Skills Consumer Lending Customer Service Skills Personal Loan