Credit Risk Modeler — Drive Accurate Scoring & Governance

Chinabank PH; Makati; On-site; PHP 700,000 - 1,100,000; Full time

Job summary

Chinabank PH in the Philippines seeks a Credit Risk Models Officer to develop, validate, and monitor the Bank’s credit risk rating, scoring, and expected credit loss models, ensuring accuracy, compliance, and effectiveness.

This role supports governance, stress testing, portfolio risk monitoring, and risk reporting, while collaborating with business, credit, and finance units to ensure proper implementation and consistent use of credit risk models across the Bank.

Qualifications

• Quantitative degree in Statistics, Data Science, Mathematics, or related field.
• FRM certification preferred but not required.
• Minimum 3 years in credit management or credit risk.

Responsibilities

• Develop, validate, and monitor credit risk models for accuracy and compliance.
• Support model governance, stress testing, and risk reporting.
• Collaborate with business, credit, and finance units to ensure proper model use across the Bank.

Skills

Statistical modeling

Data analysis

Presentation skills

Communication

Analytical thinking

Education

Quantitative degree (Statistics/Data Science/Mathematics)

FRM Certification (preferred)

Tools

Excel

MS Word

MS Access

VBA

R

Python

Job description

Chinabank PH in the Philippines seeks a Credit Risk Models Officer to develop, validate, and monitor the Bank’s credit risk rating, scoring, and expected credit loss models, ensuring accuracy, compliance, and effectiveness.

This role supports governance, stress testing, portfolio risk monitoring, and risk reporting, while collaborating with business, credit, and finance units to ensure proper implementation and consistent use of credit risk models across the Bank.