Credit Risk & Portfolio Review Analyst

Chinabank PH; Makati; On-site; PHP 500,000 - 900,000; Full time

Job summary

Chinabank PH in Makati invites applications for a Credit Review Officer responsible for evaluating loan portfolios, ensuring compliance with credit policies and regulatory requirements, and strengthening the bank's risk framework.

The role conducts reviews across business units, identifies credit risks, prepares reports for management and governance committees, and supports improvements in controls and training for lending staff.

Qualifications

• Graduate of a Business, Finance, or related course.
• Minimum 2 years of credit-related experience in a financial institution.
• Skilled in financial analysis and problem solving.

Responsibilities

• Conduct reviews of loan portfolios to assess credit quality and policy compliance.
• Identify credit risk exposures and suggest risk-control improvements.
• Prepare credit review reports for management and governance committees.
• Monitor corrective actions from credit review findings.
• Evaluate adverse account classifications and loan loss reserves per regulation.
• Provide guidance to lending personnel through risk training.
• Support enhancement of the Bank's Credit Risk Program.

Skills

Analytical skills

Problem-solving

Financial analysis

Financial spreadsheets

Education

Business/Finance degree

Tools

Microsoft Word

Microsoft Excel

PowerPoint

Job description

Chinabank PH in Makati invites applications for a Credit Review Officer responsible for evaluating loan portfolios, ensuring compliance with credit policies and regulatory requirements, and strengthening the bank's risk framework.

The role conducts reviews across business units, identifies credit risks, prepares reports for management and governance committees, and supports improvements in controls and training for lending staff.