Credit Risk Detective

Cepat Kredit Financing Inc.; Tangob; On-site; PHP 300,000 - 600,000; Full time

Job summary

Cepat Kredit Financing Inc. seeks a Credit Investigator to evaluate loan applicants by reviewing income statements, credit histories, and other financial data. You will produce detailed reports and collaborate with underwriting and risk teams to guide credit decisions.

The role emphasizes integrity, attention to detail, and knowledge of credit reporting tools, with opportunities to support policy improvements and fraud prevention initiatives.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or related field.
• Certifications in credit analysis or fraud detection are a plus.
• 2–3 years of experience in credit investigation or credit analysis.
• Experience in fraud detection or risk management is an advantage.
• Proficient in credit reporting tools and financial software.

Responsibilities

• Credit Analysis and Risk Assessment: evaluate loan applicants' creditworthiness.
• Credit Report and Document Verification: verify income statements and financial records.
• Fraud Detection and Prevention: identify indicators of fraudulent activity.
• Collaboration with Internal Teams: share findings with underwriting and risk teams.
• Compliance and Regulatory Adherence: ensure compliance with laws and policies.
• Reporting and Documentation: prepare detailed investigative reports and maintain records.
• Customer Communication and Interviews: interview applicants to clarify discrepancies.
• Debt Recovery Support: assist collections with borrower information.
• Other duties as assigned to support the investigation process.

Skills

Analytical skills

Attention to detail

Communication skills

Financial analysis

Fraud detection

Credit reporting tools

Credit scoring models

Microsoft Office

Education

Bachelor's degree in Finance

Bachelor's degree in Accounting

Bachelor's degree in Business Administration

Bachelor's degree in Economics

Tools

Credit report systems

Financial management software

Microsoft Office Suite

Job description

Cepat Kredit Financing Inc. seeks a Credit Investigator to evaluate loan applicants by reviewing income statements, credit histories, and other financial data. You will produce detailed reports and collaborate with underwriting and risk teams to guide credit decisions.

The role emphasizes integrity, attention to detail, and knowledge of credit reporting tools, with opportunities to support policy improvements and fraud prevention initiatives.