Credit Risk Analyst: Risk Insights & Reporting

Cityatate Savings Bank; Pasig; On-site; PHP 420,000 - 700,000; Full time

Job summary

Cityatate Savings Bank is seeking a junior risk analyst to assist in developing and implementing risk management policies and strategies. You will conduct regular risk assessments, monitor exposures across units, and prepare reports for senior management and the risk oversight committee.

You will support the chief risk officer with risk mitigation evaluations, maintain the ECL model, and generate loan portfolio and credit-related reports, ensuring compliance with banking regulations.

Qualifications

• Bachelor's degree in finance, economics, business administration, or related field.
• 1-2 years of risk management experience in banking/financial services.
• Proficient in risk assessments and regulatory requirements for banking.
• Strong analytical skills and ability to prepare risk reports.
• Experience with data analysis tools and clear written/verbal communication.
• Willingness to relocate or reliably commute to the work site.

Responsibilities

• Assist in development and implementation of risk policies, procedures, strategies.
• Conduct regular risk assessments to identify risks and vulnerabilities.
• Monitor and analyze risk exposures across business units.
• Prepare risk reports/presentations for senior management and the risk committee.
• Support CRO in evaluating and applying risk mitigation strategies.
• Maintenance of ECL model/report generation.
• Produce loan provisioning and credit risk reports and monitor BSP AREF.

Skills

Risk management

Risk assessment

Data analysis

Regulatory knowledge

Reporting

Communication

Time management

Relocation ready

Education

Bachelor's degree in finance or related

Tools

Excel

Statistical software

Job description

Cityatate Savings Bank is seeking a junior risk analyst to assist in developing and implementing risk management policies and strategies. You will conduct regular risk assessments, monitor exposures across units, and prepare reports for senior management and the risk oversight committee.

You will support the chief risk officer with risk mitigation evaluations, maintain the ECL model, and generate loan portfolio and credit-related reports, ensuring compliance with banking regulations.