Credit Investigator

BDO Unibank; Makati; On-site; PHP 300,000 - 600,000; Full time

Job summary

BDO Unibank, Inc. is the Philippines’ leading full-service bank, offering a wide range of financial and digital banking services.

Build your career with a trusted industry leader Job Summary: Responsible for conducting credit checkings and the gathering of credit information to assist requesting units in arriving at a sound credit decision. This role requires conducting investigations, verifying data with banks and government agencies, and preparing detailed reports for decision-makers.

Qualifications

• Degree in business or finance; four-year program.
• Experience in credit investigations or loan processing.
• Willingness to travel frequently and onsite in Makati/Ortigas.

Responsibilities

• Conduct credit investigations and verify client information through banks, financial institutions, suppliers, customers, and other sources.
• Validate business information with government agencies and perform court record checks when necessary.
• Prepare accurate and timely credit investigation reports and recommendations.
• Monitor and ensure prompt completion of assigned credit verification and inquiry requests.
• Respond to credit inquiries from banks, financial institutions, and authorized parties.
• Maintain and update credit-related systems, databases, and records.
• Coordinate with external service providers and business partners, including processing related payment requests.
• Gather, analyze, and validate information from internal and external sources to support credit assessments.
• Recommend process improvements and training initiatives to enhance team performance.

Skills

Credit checks

Credit analysis

Loan processing

Field investigations

Travel frequently

Education

Bachelor's degree

Job description

Job Description:

About BDO
BDO Unibank, Inc. is the Philippines’ leading full-service bank, offering a wide range of financial and digital banking services. Guided by our brand promise “We Find Ways,” we are committed to delivering easy, reliable, and customer-focused services. Build your career with a trusted industry leader

Job Summary

Responsible for conducting credit checkings and the gathering of credit information to assist requesting units in arriving at a sound credit decision.

Key Responsibilities:

• Conduct credit investigations and verify client information through banks, financial institutions, suppliers, customers, and other relevant sources.
• Validate business information with government agencies and perform court record checks when necessary.
• Prepare accurate and timely credit investigation reports and recommendations.
• Monitor and ensure prompt completion of assigned credit verification and inquiry requests.
• Respond to credit inquiries from banks, financial institutions, and authorized parties.
• Maintain and update credit-related systems, databases, and records.
• Coordinate with external service providers and business partners, including processing related payment requests.
• Gather, analyze, and validate information from internal and external sources to support credit assessments.
• Recommend process improvements and training initiatives to enhance team performance.

Qualifications:

• Bachelors degree in Business Administration, Finance, Accounting, Economics, or any related four-year business.
• Preferably with experience or exposure in credit investigation, credit analysis, or loan processing gained from a reputable bank, financial institution, or lending company.
• Must be willing and able to travel frequently as required for field investigations, client visits, and business-related assignments.
• Must be amenable to working onsite and be assigned to Makati or Ortigas