Credit Investigation & Risk Analyst

BDO Unibank; Makati; On-site; PHP 300,000 - 600,000; Full time

Job summary

BDO Unibank, Inc. is the Philippines’ leading full-service bank, offering a wide range of financial and digital banking services.

Build your career with a trusted industry leader Job Summary: Responsible for conducting credit checkings and the gathering of credit information to assist requesting units in arriving at a sound credit decision. This role requires conducting investigations, verifying data with banks and government agencies, and preparing detailed reports for decision-makers.

Qualifications

• Degree in business or finance; four-year program.
• Experience in credit investigations or loan processing.
• Willingness to travel frequently and onsite in Makati/Ortigas.

Responsibilities

• Conduct credit investigations and verify client information through banks, financial institutions, suppliers, customers, and other sources.
• Validate business information with government agencies and perform court record checks when necessary.
• Prepare accurate and timely credit investigation reports and recommendations.
• Monitor and ensure prompt completion of assigned credit verification and inquiry requests.
• Respond to credit inquiries from banks, financial institutions, and authorized parties.
• Maintain and update credit-related systems, databases, and records.
• Coordinate with external service providers and business partners, including processing related payment requests.
• Gather, analyze, and validate information from internal and external sources to support credit assessments.
• Recommend process improvements and training initiatives to enhance team performance.

Skills

Credit checks

Credit analysis

Loan processing

Field investigations

Travel frequently

Education

Bachelor's degree

Job description

BDO Unibank, Inc. is the Philippines’ leading full-service bank, offering a wide range of financial and digital banking services.

Build your career with a trusted industry leader Job Summary: Responsible for conducting credit checkings and the gathering of credit information to assist requesting units in arriving at a sound credit decision. This role requires conducting investigations, verifying data with banks and government agencies, and preparing detailed reports for decision-makers.