Credit Integrity Analyst

CTBC Bank (Philippines) Corp.; Cebu City; On-site; PHP 300,000 - 520,000; Full time

Job summary

CTBC Bank (Philippines) Corp. is seeking a Credit Signer to join our team in Cebu City. You will evaluate loan applications, assess creditworthiness, and review documents to ensure accuracy and risk control.

Responsibilities include detecting inconsistencies, conducting employment and residence checks, and applying sound judgment to approve, reject, or suggest loan terms in line with policies and regulations. Strong communication and Excel skills are essential.

Qualifications

• Bachelor's degree in Business, Economics or Engineering
• At least 2 years of experience in credit, collections or financial services
• Strong analytical and decision-making skills
• Detail-oriented, investigative mindset with excellent communication skills
• Proficiency in Microsoft Office (Excel a must)

Responsibilities

• Evaluate loan applications to determine eligibility and creditworthiness
• Detect inconsistencies and potential fraud through thorough document review
• Conduct employment and residence checks to validate borrower information
• Apply sound judgment in approving, rejecting, or recommending loan terms
• Ensure compliance with company policies and industry regulations

Skills

Strong analytical and decision-making

Detail-oriented

Excellent communication skills

Education

Bachelor's degree in Business/Economics/Engineering

Tools

Excel

Microsoft Office

Job description

CTBC Bank (Philippines) Corp. is seeking a Credit Signer to join our team in Cebu City. You will evaluate loan applications, assess creditworthiness, and review documents to ensure accuracy and risk control.

Responsibilities include detecting inconsistencies, conducting employment and residence checks, and applying sound judgment to approve, reject, or suggest loan terms in line with policies and regulations. Strong communication and Excel skills are essential.