Credit Head

First United Finance and Leasing Corporation; Quezon City; On-site; PHP 279,000 - 390,600; Full time

Job summary

A financial services provider in Quezon City is seeking a Credit Evaluator. This role involves assessing consumer loan accounts, performing reviews on auto loans, and validating applicant data. Candidates must have a Bachelor’s degree and at least 1 year of experience in the relevant field. The position offers an opportunity to manage risk and contribute to loan decisions within a fast-paced environment.

Qualifications

• At least 1 year of working experience in the related field is required.
• Preferably 1-4 years experienced employee specializing in banking/financial services.

Responsibilities

• Credit evaluation and assessment in consumer loan accounts.
• Initial and final reviews of auto loan applications.
• Evaluates and renders credit decisions on applications.

Skills

Credit evaluation

Loan assessment

Risk management

Education

Bachelor’s/College Degree in Business Studies/Administration/Management, Marketing or equivalent

Job description

• Credit Evaluation and assessment in consumer loan accounts.
• Performs Initial review in Auto Loans if acceptable to pursue CI and likewise final review of CI report for endorsement to Marketing Department
• Evaluates consumer loan accounts and renders credit decision in auto loan application; may perform the same for other loan facilities.
• Performs Initial evaluation of the account if acceptable to pursue CI and Final review of CI report for endorsement to Marketing Department.
• Identifies appropriate sources of information to validate given data by the loan applicant.
• Formulate acceptable risk asset, policies in order to a control system thus, presenting losses in case of default.
• Monitors the overall performance of the unit, as well as the individual performance/productivity of each credit evaluator, whether in filed or in house.

QUALIFICATIONS

• Candidate must possess at least a Bachelor’s/College Degree, Business Studies/Administration/Management, Marketing or equivalent.
• At least 1 year of working experience in the related field is required for this position.
• Preferably 1-4 yrs. Experienced Employee specializing in banking/Financial Services or equivalent