Head of Credit

Intramuros Holdings Corporation; Makati; On-site; PHP 669,600 - 837,000; Full time

Job summary

A financial services firm in Makati is seeking a Credit Assessment Team Leader to oversee loan applications, ensure regulatory compliance, and lead strategic credit operations. The ideal candidate will have a Bachelor's degree in Finance or a related field, with 3–5 years of experience in credit evaluation and underwriting, including 2 years in a supervisory role. Strong analytical, leadership, and problem-solving skills are essential for success in this position.

Qualifications

• 3–5 years of experience in credit evaluation and underwriting.
• At least 2 years supervisory or managerial experience.
• Knowledge of regulatory compliance and legal documentation processes.

Responsibilities

• Lead the credit assessment team to evaluate loan applications and creditworthiness.
• Oversee underwriting processes to ensure compliance with company policies.
• Analyze financial data to assess risks and make lending decisions.
• Ensure financing processes adhere to legal and regulatory requirements.
• Provide strategic direction to optimize credit operations.

Skills

Strong credit evaluation skills

Underwriting skills

Risk assessment skills

Financial analysis proficiency

Analytical skills

Leadership skills

Problem-solving abilities

Organizational skills

Education

Bachelor’s degree in Finance, Business Administration, or related field

Job description

• Lead the credit assessment team to evaluate loan applications and creditworthiness.
• Oversee underwriting processes to ensure compliance with company policies and regulations.
• Analyze financial data to assess risks and make informed lending decisions.
• Ensure all financing processes adhere to legal and regulatory requirements.
• Provide strategic direction and leadership to optimize credit operations and processes.

Requirements

• Educational Qualifications: Bachelor’s degree in Finance, Business Administration, or related field.
• Experience Level: 3–5 years of experience in credit evaluation and underwriting.
• At least 2 years supervisory or managerial experience.
• Skills and Competencies: Strong credit evaluation, underwriting, and risk assessment skills.
• Skills and Competencies: Proficient in financial analysis and decision-making processes.
• Qualities and Traits: Excellent analytical, leadership, problem-solving, and organizational skills.
• Responsibilities and Duties: Knowledge of regulatory compliance and legal documentation processes.