Credit Assistant

BDO Unibank; Calamba; On-site; PHP 180,000 - 240,000; Full time

Job summary

BDO Unibank, Inc. is the Philippines’ leading full‑service bank, offering a wide range of financial and digital banking services. Guided by our brand promise"We Find Ways," we are committed to delivering easy, reliable, and customer‑focused services.

Build your career with a trusted industry leader. The Credit Assistant role involves initial review and processing of salary loan applications in line with bank standards, ensuring compliance and efficient processing.

Qualifications

• Graduate of any 4 year degree course.
• Preferably with 6 months relevant work experience in unsecured loan operations.
• Fresh graduates are welcome but must have good scholastic records.

Responsibilities

• Performs front-end processing of applications in accordance to existing policies and procedures.
• Recommends credit decision such as approve or decline of applications upon completion of front end-processing.
• Responsible for scheduling of loan releases, filing and warehousing applications and documents, organizing loan folders, encoding of necessary data and results into the loans system/s, and the like.
• Assists Credit Officer in activities required in the processing, checking, evaluating, and maintaining of loans.
• Acts as the back-up of the Billing Assistants, and as such is responsible for the timely consolidation and submission of complete billings to the Manning Agency and responsible for the effective monitoring of billing deductions.
• Ensure compliance with Banks policies, procedures and regulatory requirements

Education

4-year degree

Job description

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BDO Unibank, Inc. is the Philippines’ leading full‑service bank, offering a wide range of financial and digital banking services. Guided by our brand promise"We Find Ways,"we are committed to delivering easy, reliable, and customer‑focused services. Build your career with a trusted industry leader.

Job Summary

TheCredit Assistantis responsible forthe initial review and processing of loan applications in accordance with the established policies and procedures for salary loansin line with the Banks standards and requirements.

Key Responsibilities

Performs front-end processing of applications in accordance to existing policies and procedures.

Recommends credit decision such as approve or decline of applications upon completion of front end-processing.

Responsible for tasks such as but not limited to scheduling of loan releases, filing and warehousing applications and documents, organizing loan folders, encoding of necessary data and results into the loans system/s, and the like.

Assists Credit Officer in activities required in the processing, checking, evaluating, and maintaining of loans.

• Acts as the back-up of the Billing Assistants, and as such is responsible for the timely consolidation and submission of complete billings to the Manning Agency and responsible for the effective monitoring of billing deductions.

Ensure compliance withBanks policies, procedures and regulatory requirements

Qualifications

Graduate of any 4 year degree course

Preferably with 6 months relevant work experience in unsecured loan operations.

Fresh graduates are welcome but must have good scholastic records

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