Credit and Collection Officer

Cash Management Finance, Inc; La Union; On-site; PHP 279,000 - 390,600; Full time

Job summary

Cash Management Finance, Inc in the Philippines is looking for a Medical Reimbursement professional responsible for reviewing loan applications and conducting credit investigations. The ideal candidate will have a Bachelor’s degree in Business or Finance and experience in the financing industry. Strong analytical and communication skills are essential. Duties include recommending loan approvals, ensuring documentation accuracy, and tracking loan payments. Join us in ensuring effective credit management and collections.

Qualifications

• Bachelor’s degree in a relevant field.
• Experience in credit evaluation and collections, preferably in financing or lending industry.
• Strong analytical and decision-making skills.
• Knowledge of basic credit investigation and risk assessment.

Responsibilities

• Review and assess loan applications, financial documents, and credit data.
• Conduct background and credit investigations to verify applicant information.
• Analyze repayment capacity and recommend approval or disapproval of loan applications.
• Ensure completeness and accuracy of loan documentation prior to endorsement.
• Monitor loan accounts and track due dates to ensure timely payments.
• Identify delinquent accounts and implement appropriate collection strategies.

Skills

Analytical skills

Decision-making skills

Communication skills

Negotiation skills

Detail-oriented

Education

Bachelor’s degree in Business Administration, Finance, Accounting, or related field

Tools

MS Office applications

Job description

Job Description

Medical Reimbursement

Qualifications

• Bachelor’s degree in Business Administration, Finance, Accounting, or related field.
• Experience in credit evaluation and collections, preferably in financing or lending industry.
• Strong analytical and decision‑making skills.
• Knowledge of basic credit investigation and risk assessment.
• Good communication and negotiation skills.
• Detail‑oriented and able to work under pressure.
• Proficient in MS Office applications.

Responsibilities

• Review and assess loan applications, financial documents, and credit data.
• Conduct background and credit investigations to verify applicant information.
• Analyze repayment capacity and recommend approval or disapproval of loan applications.
• Ensure completeness and accuracy of loan documentation prior to endorsement.
• Monitor loan accounts and track due dates to ensure timely payments.
• Identify delinquent accounts and implement appropriate collection strategies.
• Maintain updated and accurate borrower records in the system.
• Conduct reminder calls, demand letters, and field visits when necessary.
• Negotiates payment arrangements with delinquent clients.