CREDIT ANALYST (INSTITUTIONAL BANKING)

Bank of the Philippine Islands (BPI); Quezon City; On-site; PHP 350,000 - 550,000; Full time

Job summary

BPI in Quezon City is seeking a Credit Analyst to support credit officers in review and evaluation of borrowers. The role involves preparing financial analyses, assisting with credit proposals, and monitoring existing facilities.

Responsibilities include coordinating with clients and relationship managers, compiling industry reports, preparing CO Remarks, and assisting with term loan reviews. This on-site position requires good analytical and administrative skills within a banking environment.

Responsibilities

• Credit Evaluation and Risk Analysis: assist in preparing credit proposals and risk assessments.
• Compile reports for credit evaluation: credit investigation, collateral appraisal, industry reports.
• Coordinate with client relations for updated financials and information.
• Prepare financial spreadsheets and analysis for Credit Offering Remarks and reviews.
• Assist in written assessment of client's credit worthiness for CO Remarks.
• Credit Monitoring: assist in renewal of credit facilities and term loan reviews.
• Administrative duties: processing expenses, attendance, and systems requests.

Job description

Group Company: BANK OF THE PHILIPPINE ISLANDS

Designation: CREDIT ANALYST

Office Location: Quezon City, Kamuning (BRANCH)

Position description: The Credit Analyst provides primary support to the Credit Officers in the credit review and evaluation of borrowers.

Primary Responsibilities:

• 1. Credit Evaluation and Risk Analysis – Assists in the preparation of the credit proposal and credit evaluation and risk analysis, including the following:a. Requests relevant reports required for the credit evaluation such as credit investigation report, collateral appraisal report, industry report, etc., and conducts trade and bank checking, as necessary.b. Coordinates with the client or the client relationship management counterpart for the client’supdated financial documents and other information necessary for the credit evaluation.c. Conducts client interview with the Credit Officer and Relationship Manager, as necessary.d. Prepares the financial spreadsheets and analysis to be attached to the Credit Offering (CO) Remarks, term loan review, group fact sheets (when applicable), offering memos, simple credit proposals, etc.e. Assists the Credit Officer in the preparation of written assessment of the client’s credit worthiness to be incorporated in the CO Remarks.2. Credit Monitoring –a. Assists the Division in monitoring the timely renewal of credit facilities and conduct of the term loan review.b. Assists the Division in monitoring the work inventory and assignments.3. Administrative –a. Assists the Division in administrative matters such as processing and monitoring of expenses and FFE records; attendance monitoring; and other systems-related requests.b. Performs other assigned duties, as necessary.