Credit Analyst - Australian Mortgage Broking

Rocket Services, Inc.; Makati; Remote; PHP 2,679,000 - 4,018,000; Full time

Benefits offered by this job

Certificate IV in Finance & Mortgage U

Personal mentoring

Remote work AU-hours

Generous paid holidays

Job summary

Rocket Services seeks an experienced Australian mortgage loan processor ready to grow into a Parabroker or Credit Analyst. This remote, PH-based role includes sponsored mentoring, a clear progression path, and a strong focus on policy adherence and client service.

You will own loan files end-to-end, assess serviceability, and liaise with brokers to achieve optimal outcomes while maintaining accurate CRM data and complying with lender requirements.

Qualifications

• Experience processing Australian mortgage loans
• Strong knowledge of lender policy and serviceability assessments
• Excellent written and verbal English communication
• Strong time management and ability to work independently and as part of a team
• Personable, driven and committed to building a career in the industry

Responsibilities

• Own loan files end-to-end with brokers
• Assess serviceability across multiple lenders and cross-reference policy
• Analyse financials, payslips, and supporting documents for accuracy
• Prepare, package, and lodge applications with lender submissions
• Drive files from submission to unconditional approval and settlement
• Maintain CRM data and keep clients, buyers' agents, and conveyancers informed

Skills

Loan processing

Lender policy

Serviceability

English

Time management

Job description

Parabroker / Credit Analyst Pathway — Australian Mortgage Broking (Remote, PH-based)

We're looking for an experienced Australian mortgage loan processor who's ready to grow into a Parabroker or Credit Analyst, fully sponsored and mentored along the way. If you already know your way around lender policy, serviceability, and end-to-end loan files — and you want a stable, long-term home where that expertise is actually invested in — read on.

The quick facts

• Schedule: Monday to Friday, Australian business hours — permanent weekends off

• 100% remote with a secure, fully-equipped work-from-home setup provided

• Clear, funded progression path: Loan Processor → Parabroker → Credit Analyst

• 5.0 / 5.0 employee satisfaction rating

What you'll actually do

You'll own loan files end-to-end and work shoulder-to-shoulder with brokers to get clients the best outcome:

• Assess serviceability across multiple lenders and cross-reference policy to find solutions

• Analyse financials, payslips, and supporting documents for accuracy and completeness

• Prepare, package, and lodge applications; produce compliance documents and lender submissions

• Drive files from submission through to unconditional approval and settlement

• Action missing-info and conditional-approval requests, and chase lenders for updates

• Keep clients, buyers' agents, and conveyancers informed at every stage

• Handle post-settlement work like pricing and rate reviews, plus complex or urgent escalations

• Maintain clean, accurate CRM data throughout

What we're looking for

• Proven loan processing experience in the Australian mortgage industry, working alongside brokers

• Solid grasp of lender policy and serviceability assessment

• Excellent written and verbal English — clear, genuine communication with clients and third parties

• Strong time management, critical thinking, and the ability to work independently and as part of a team

• Personable, driven, and serious about building a career in the industry

Why you'll want to stay

• We invest in you: Earn a Certificate IV in Finance and Mortgage Broking on us, with personalised mentoring — real, portable career capital.

• A path that's actually mapped: Clear progression to Parabroker and Credit Analyst, with continuous upskilling.

• Work that fits your life: Remote, weekends always off, AU-hours schedule, and generous paid holidays.

• A team worth showing up for: Professional but relaxed, with Friday socials and company outings — and a perfect employee satisfaction rating to back it up.