Corporate Credit Analyst II — Hybrid (HK/TW)

Citi; Taguig; Hybrid; PHP 5,671,000 - 8,192,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Citi is seeking a Corporate Credit Analyst II to assess, underwrite, and monitor credit risk for major institutional clients across Hong Kong and Taiwan. You will perform end-to-end credit analysis, financial spreads, and stress tests, supporting portfolio reviews and risk management initiatives.

You'll draft credit memo packages, collaborate with risk and business teams, and contribute to strategic underwriting projects in a hybrid work setting with regional stakeholders.

Qualifications

• Two to five years of relevant experience in credit analysis, underwriting, or a related risk function.
• Experience conducting end-to-end credit analysis, including financial spreading, industry analysis, and credit memo writing.
• Experience managing or supporting large corporate portfolios, including major conglomerates.
• Working knowledge of global credit risk management standards and practices.
• Ability to assess financial and industry data to form sound credit judgments.
• Strong verbal and written communication skills, including active listening.

Responsibilities

• Conduct end-to-end credit analysis and underwriting for a portfolio of corporate and public sector clients across Hong Kong and Taiwan.
• Prepare annual reviews, quarterly reviews, and ad-hoc transaction assessments to support ongoing portfolio monitoring.
• Draft complete and accurate Credit Approval Memo packages that support timely credit decisions.
• Perform financial spreading, projection modeling, and stress testing to evaluate borrower creditworthiness.
• Analyze industry trends and market conditions to inform credit assessments for large corporate and public sector clients, including major conglomerates.
• Assess risk ratings and evaluate financing and product structures to support sound credit decisions.
• Collaborate with banking, risk, and control functions to manage stakeholder relationships and address portfolio and industry reviews.
• Contribute to strategic initiatives and projects within the Credit Underwriting organization.

Skills

Credit analysis

Financial analysis

Risk management

Underwriting

Industry analysis

Spreading

Projection modeling

Stakeholder management

Communication skills

Active listening

Education

Bachelor's degree or equivalent experience

Job description

Citi is seeking a Corporate Credit Analyst II to assess, underwrite, and monitor credit risk for major institutional clients across Hong Kong and Taiwan. You will perform end-to-end credit analysis, financial spreads, and stress tests, supporting portfolio reviews and risk management initiatives.

You'll draft credit memo packages, collaborate with risk and business teams, and contribute to strategic underwriting projects in a hybrid work setting with regional stakeholders.