Collections & ROPA Management Head

City Savings Bank, Inc.; Pasig; On-site; PHP 900,000 - 1,500,000; Full time

Job summary

City Savings Bank, Inc. is seeking a nationwide Asset Recovery Lead in Pasig, Philippines, to optimize delinquency management, liquidation of foreclosed assets, and remittance reconciliation across mass-market portfolios.

You will oversee third-party agencies, ensure BSP compliance, and drive data‑driven recovery strategies in a regulated banking environment. Ideal candidates bring strong analytics, vendor management, and regulatory adherence to safeguard asset value and reduce NPLs while

Responsibilities

• Strategic Recovery: Execute data-driven collection strategies to minimize Non-Performing Loans (NPL) across consumer and microfinance portfolios.
• ROPA Lifecycle: Direct the repossession, warehousing, and rapid liquidation of foreclosed assets, utilizing dynamic pricing for fast-depreciating inventory.
• Remittance Management: Lead institutional coordination with DepEd (APDS), GSIS, and SSS to resolve unremitted deductions.
• Vendor Oversight: Accredit, manage, and audit Third-Party Collection and Repossession Agencies to enforce strict SLAs and BSP compliance.
• Regulatory Compliance: Ensure all recovery practices adhere to BSP regulations, data privacy laws, and fair collection standards.

Job description

Role Objective

Drive nationwide asset recovery, delinquency management, and asset liquidation. This role optimizes the end-to-end collections lifecycle tailored to City Savings Bank's core mass-market portfolios: salary, pension, and motorcycle loans.

Core Responsibilities

• Strategic Recovery: Execute data-driven collection strategies to minimize Non-Performing Loans (NPL) across consumer and microfinance portfolios.

• ROPA Lifecycle: Direct the repossession, warehousing, and rapid liquidation of foreclosed assets, utilizing dynamic pricing for fast-depreciating inventory.

• Remittance Management: Lead institutional coordination with DepEd (APDS), GSIS, and SSS to resolve unremitted deductions.

• Vendor Oversight: Accredit, manage, and audit Third-Party Collection and Repossession Agencies to enforce strict SLAs and BSP compliance.

• Regulatory Compliance: Ensure all recovery practices adhere to BSP regulations, data privacy laws, and fair collection standards.