Clearing Officer

Metrobank; Manila; Sur place; PHP 250 000 - 450 000; Plein temps

Résumé du poste

Metrobank is seeking a Clearing Officer to manage outward and inward check processing in compliance with BSP and PCHC policies. The role covers day and night operations, balancing inward items, and signature verification of loan documents.

Responsibilities include monitoring machines, supporting branches, and ensuring timely posting of checks across Metrobank branches nationwide. A proactive approach to process improvements and adherence to bank procedures is essential.

Qualifications

• Experience in outward and inward check processing within a banking environment.
• Familiarity with BSP, PCHC rules and procedures.

Responsabilités

• Ensure timely processing and monitoring of outward checks per bank policies and BSP/PCHC regulations.
• Handle outward check processing for Morning Clearing returns and related operations across branches.
• Verify inward checks and provide branches with confirmation information for drawers.
• Balance checks received through PCHC on an item-by-item basis.
• Upload inward files to host systems and prepare ALCO reports as required.
• Signature verification of transactional loan documents.
• Process all foreign currency-denominated checks.
• Support branches and take on additional tasks as assigned.

Description du poste

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development.

With Metrobank, a meaningful life is within your reach!

Position Title: Clearing Officer

Job Summary

• Ensures the timely processing of outward and inward CICS data to and from PCHC and adherence to approved Bank procedures and policies including that of the BSP and PCHC. (MBTC & PSBank)
• Assume full responsibility in the performance of Outward Check Processing Section (Day & Night operation) that handles Morning Clearing return items of all Metrobank branches nationwide and other transaction related to clearing operations to include monitoring of the performance of machines/servers/lines and applications.
• Assumes full responsibility signature and technical verification of all inward checks of all Metrobank branches, plus those drawn against other units of the bank nationwide processed thru the Philippine Clearing House Corporation. Provides branches with information of checks requiring confirmation with the respective drawers.
• Responsible in the overall item-for-item balancing of checks received thru PCHC.
• Makes sure that inward files are uploaded to host computers and ALCO Reports are prepared accordingly.
• Signature Verification of transactional Loans Documents (PN/DS).
• Process all Foreign Currency Denominated Checks presented to Metrobank drawn within or outside the Philippines.

Specific Duties & Responsibilities

• Handles the accurate and timely processing and monitoring of outward checks based on set policies and regulations of the Bank, Bangko Sentral ng Pilipinas (BSP) and Philippine Clearing House Corporation (PCHC)
• Processing of outward checks from CCSD-Control & Reconciliation Department (CRD), CGSD, and CMSD (designated CMSUs)
• Updates account closed and payment stopped files from Host.
• Prepares Morning return honored checks reports and Historical reports of returned checks and specially handled checks.
• Ensures timely processing of inward returns
• Ensures timely generation of Return Check Advice
• Ensures the CICS related machines/applications/lines and other peripherals are working and updated.
• Provides support to branches in need and assume other functions that maybe assigned from time to time.

Other Details:

Rank: Officer

Unit: Enterprise Services Sector / Operations Group / Check Clearing & Settlements Division / Check Processing Department