Chief Fraud & Risk Architect

GoTyme Bank; Quezon City; On-site; PHP 2,500,000 - 4,500,000; Full time

Job summary

GoTyme Bank is seeking a Head of Fraud to define and lead the end-to-end fraud risk management strategy, protecting customers while enabling growth. This role oversees Fraud Strategy & Intelligence, Forensics & Investigations, and Fraud Operations, ensuring a data-driven approach across products, channels, and partnerships.

You will balance risk with customer experience, ensure BSP/regulatory compliance, and collaborate with Technology, Product, Risk, and Operations to strengthen controls and

Qualifications

• Bachelor's degree in Business, Finance, or a related field.
• Extensive experience in fraud risk management within banking or financial services.
• Proven leadership across fraud strategy, investigations, and operations.
• Strong understanding of digital banking fraud and payment systems.
• Experience working with law enforcement and fraud recovery processes.
• Analytical and data-driven decision-making capability.
• Excellent stakeholder management and communication skills.

Responsibilities

• Define and evolve the bank's fraud risk strategy and risk appetite aligned with regulatory expectations and business goals.
• Own fraud risk management across deposits, cards, lending, and payments.
• Lead fraud risk assessments for new products, features, and partnerships.
• Design and implement preventive fraud controls (rules, limits, system safeguards).
• Oversee fraud analytics, reporting, and MO's for executive and regulatory visibility.
• Drive data-led decision making, including detection rules and model optimization.
• Monitor emerging fraud trends and scam typologies.
• Ensure fraud policies, procedures, and governance frameworks are robust and up to date.
• Lead end-to-end fraud investigations across scams, ATO, card fraud, and mule accounts.
• Oversee case management, documentation, and evidence handling in line with BSP and legal requirements.

Skills

Fraud risk management

Leadership

Data analytics

Regulatory compliance

Stakeholder management

Education

Bachelor's degree in Business, Finance, or related field

Tools

Fraud detection systems

Job description

GoTyme Bank is seeking a Head of Fraud to define and lead the end-to-end fraud risk management strategy, protecting customers while enabling growth. This role oversees Fraud Strategy & Intelligence, Forensics & Investigations, and Fraud Operations, ensuring a data-driven approach across products, channels, and partnerships.

You will balance risk with customer experience, ensure BSP/regulatory compliance, and collaborate with Technology, Product, Risk, and Operations to strengthen controls and