AVP, Credit and Portfolio Management - Philippines

Impact Investment Exchange (IIX) Careers; Metro Manila; On-site; PHP 7,619,000 - 11,429,000; Full time

Job summary

Impact Investment Exchange (IIX) Careers in the Philippines seeks an experienced AVP, Credit Portfolio Management to oversee lending portfolios, conduct credit and risk analyses, and provide actionable reports for investors and partners. The role partners with the Innovative Finance team to drive underwriting and risk management for WLB portfolios.

The ideal candidate will analyze borrower performance, monitor covenants, and lead financial modeling efforts, with strong communication to

Qualifications

• Bachelor's degree in finance, economics, or related field.
• MBA or CFA is a plus.
• Minimum 5 years in corporate credit assessment.
• Experience in emerging markets is a plus.
• Experience with impact finance or MFIs preferred.

Responsibilities

• Conduct credit analysis for new lending activities.
• Monitor loan portfolios and covenant compliance.
• Prepare credit appraisal reports and memos.
• Develop financial models to assess cash flows and risk.
• Analyze macroeconomic trends affecting borrower risk.
• Communicate findings to stakeholders clearly.

Skills

Credit analysis

Financial modeling

Portfolio monitoring

Risk management

Quantitative analysis

Communication skills

Education

Bachelor's degree

MBA or CFA

Tools

Excel

Financial analysis software

Job description

About IIX

IIX (Impact Investment Exchange) is a Singapore-headquartered pioneer in impact investing, connecting capital markets with sustainable development. For over a decade, IIX has been building the infrastructure for impact — structuring innovative financial instruments, running donor-funded development programs, and developing digital platforms that serve impact investors, enterprises, and communities across Asia and beyond.

Our work spans impact-linked securities, blended finance, gender-lens investing, and climate finance — always with the goal of mobilizing private capital for social and environmental good. We are a lean, mission-obsessed team. Everyone here wears multiple hats, moves fast, and cares deeply about the work. If that energizes you, you'll thrive at IIX.

www.iixglobal.com

About The Role

IIX is seeking an experienced AVP, Credit Portfolio Management to support the credit process for its lending products, including existing and future Women’s Livelihood Bond™ loan portfolios. This role monitors the performance of existing loan portfolios and identifies and analyzes prospective new borrowers as IIX expands its lending activities — serving as part of the first line of defense in identifying and mitigating obligor risk, liaising with borrowers on financial performance and covenant compliance, and preparing quarterly and annual reports for investors and program partners. Working directly with the Innovative Finance team, this individual will drive credit analysis, underwriting of credit exposure, and active risk management of the credit portfolio, providing subject matter expertise and managing the overall delivery of lending products to assigned clients.

Key Responsibilities

Credit analysis related to new lending activities will include helping to identify potential borrowers — including microfinance institutions and other high-impact enterprises in the region — and analyzing these potential borrowers based on IIX's lending criteria. Candidates with corporate credit risk, financial analysis, and portfolio monitoring experience will thrive in this role.

Corporate Credit & Financial Analysis

• Strong ability to assess financial statements, cash flows, debt servicing capacity, and risk factors for corporate borrowers


• Understanding of loan structuring, financial covenants and conditions, and repayment risk

Macroeconomic Insight

• Ability to assess economic and industry trends impacting borrower risk

Portfolio Monitoring & Risk Management

• Track borrower performance, covenant and conditions compliance, and early warning indicators


• Identify risks and recommend mitigation strategies

Excel & Financial Modeling

• Proficiency in Excel (Index-Match, VLOOKUP, pivot tables, basic modeling) for financial analysis

Reporting & Communication

• Experience preparing credit appraisal reports and memos, credit assessments, financial reports, portfolio, borrower, and country updates, and other ad hoc reports


• Strong verbal and written communication skills, with the ability to present credit and credit risk findings clearly and persuasively

Attention to Detail

• Ability to identify data inconsistencies and verification issues

Stakeholder Management

• Strong interpersonal skills; client-facing experience is a plus

KPI (Key Performance Indicators)

• Analyze financial and impact information and reports relating to borrowers and potential borrowers


• Analyze current and past financial data; review current financial performance and identify trends


• Craft investment rationale and draft investment proposals for the investment committee


• Monitor and interpret economic, market, and sector fundamentals, risks, and opportunities


• Provide transaction support, including desk due diligence, financial analysis, deal structuring, documentation, and transaction closure


• Monitor WLB portfolio investments as well as the markets in which they operate


• Provide day-to-day operations support for credit risk management and transaction management


• Support the active origination and screening of potential borrowers for the WLB portfolios

Preferred Qualifications

We are seeking a financial and credit analyst with strong expertise in corporate credit assessment, portfolio monitoring, and macroeconomic analysis. The ideal candidate will have a deep understanding of financial risks, borrower performance, and lending dynamics, particularly in emerging markets.

• Education: Bachelor's degree required; MBA or Master's degree, CFA is a plus.


• Experience: Minimum 5 years in corporate credit assessment within a lending institution (not retail/credit cards); SME lending experience is a plus.


• Market Exposure: Experience in emerging markets (Asia / Africa) is a plus. Time spent in developing countries is an advantage.


• International development and/or impact enterprise or MFI experience


• Academic or professional experience with IIX sector specializations (including renewable energy, sustainable agriculture, inclusive finance, technology access, rural healthcare services, education)


• Fluency or proficiency in one or more regional languages


• Start Date: Immediate


• Location: Philippines

Why Join IIX?

• Hands-on exposure to impact investing and sustainable finance


• Opportunity to drive global change in gender equality and climate action


• Fast-track professional growth with training, mentorship, and leadership opportunities


• Work with leading institutions – from UN agencies to top financial institutions

At IIX, We Look For Individuals Who Are:

• Passionate – Dedicated to impact investing and social finance


• Resilient – Able to navigate challenges in emerging markets


• Equitable – Committed to maximizing measurable social and financial impact


• Maverick – Independent, innovative, and bold in their approach

IIX is an equal-opportunity employer.