Auditor

Cash Management Finance, Inc.; Philippines; On-site; PHP 420,000 - 660,000; Full time

Job summary

Cash Management Finance, Inc. is seeking an Internal Auditor to perform regular and special audits across branches, lending operations, and support functions. You will assess compliance with internal policies, regulatory requirements, and controls while documenting findings.

Responsibilities include reviewing loan documentation, cash transactions, and accounts to ensure accuracy and integrity, and escalating significant issues to management for corrective action.

Qualifications

• Bachelor’s degree in Accounting, Finance, Business Administration, Internal Auditing, or a related field.
• CPA or CIA preferred as professional certifications.
• 2–3 years of relevant audit experience is expected.

Responsibilities

• Conduct regular and special audits of branches, departments, lending operations, and support functions.
• Review loan applications, approvals, releases, repayments, restructurings, and related documentation.
• Verify lending transactions comply with policies, procedures, credit limits and authorizations.
• Examine cash collections, deposits, disbursements, reconciliations, and other financial transactions.
• Review accounts receivable, loan portfolios, past-due accounts, and collection activities for accuracy.

Skills

Internal auditing

Financial accuracy

Regulatory compliance

Education

Bachelor’s degree in Accounting/Finance/BA/Internal Auditing

CPA

CIA

Tools

Audit software proficiency

Job description

Key Responsibilities

• Conduct regular and special audits of branches, departments, lending operations, and support functions.

• Review loan applications, approvals, releases, repayments, restructurings, and related documentation.

• Verify that lending transactions comply with approved policies, procedures, credit limits, and authorization requirements.

• Examine cash collections, deposits, disbursements, reconciliations, and other financial transactions.

• Review accounts receivable, loan portfolios, past-due accounts, and collection activities for accuracy and completeness.

• Evaluate the effectiveness of internal controls and identify control weaknesses, gaps, or potential risks.

• Check the accuracy and completeness of accounting records and financial reports.

• Conduct branch or field audits, including verification of cash, documents, assets, and customer-related records where applicable.

• Identify unusual transactions, discrepancies, potential fraud, and other irregularities and **escalate** significant findings to management.

• Assess compliance with company policies, regulatory requirements, and applicable accounting and lending standards.

• Prepare clear and comprehensive audit reports detailing findings, risk implications, root causes, and recommended corrective actions.

• Conduct follow-up audits to determine whether management has implemented agreed corrective actions.

• Maintain complete and confidential audit working papers and supporting documentation.

• Coordinate with Accounting, Finance, Credit, Operations, Collections, Compliance, and other departments during audit activities.

• Provide recommendations to improve operational efficiency, risk management, financial controls, and compliance.

• Perform other audit and investigation assignments as directed by management.

Qualifications

Education

• Bachelor’s degree in Accounting, Finance, Business Administration, Internal Auditing, or a related field.

• Certified Public Accountant (CPA), Certified Internal Auditor (CIA), or other relevant professional certification preferred

• At least 2-3 years of relevant audit experience, preferably in a financing company, lending institution, bank, microfinance institution, or other financial services organization.

• Experience in internal audit, financial audit, branch audit, credit audit, or operational audit is preferred.

• Experience reviewing loan documentation, collections, cash transactions, and financial records is an advantage.

• can start immediately!