AU Mortgage Credit Analyst: Complex Income Expert

Peartree Preschool; Philippines; Remoto; PHP 837.000 - 1.339.000; Tempo pieno

Descrizione del lavoro

Peartree Preschool is seeking a Credit Analyst to manage the technical assessment, credit structuring, and compliance packaging of residential loan applications in alignment with AU standards.

You will work with senior leadership to ensure every application is thoroughly vetted, compliant, and submission-ready, handling income assessments for PAYG and self-employed structures, and utilizing Quickli and lender calculators.

Competenze

• Experience: Minimum 3+ years of experience in Australian mortgage credit analysis.
• Technical Proficiency: Hands-on experience with Quickli, lender calculators, ApplyOnline, and Australian broker CRMs.
• Credit Analysis Skills: Strong expertise in residential lending policies, responsible lending standards.
• Compliance Expertise: Deep understanding of Australian regulatory compliance requirements and broker file management standards.
• Communication & Detail: Excellent written English skills for drafting clear submission notes, with strong attention to detail.

Mansioni

• Credit & Income Assessment across PAYG and complex self-employed structures (including companies, trusts, sole traders).
• Servicing & Lender Selection: Calculate borrowing capacity using Quickli and lender calculators; research lender policy.
• Deal Packaging & Submission Notes: Prepare complete, high-quality application packages and pricing requests.
• Compliance & Quality Assurance: Audit documentation, living expenses, and liabilities to address gaps before broker sign-off.
• Valuations & Pipeline Maintenance: Order/review valuations and maintain CRM and lender portal records.
• Comparative Analysis: Prepare lender comparison reports with supporting rationale.

Conoscenze

Credit analysis

Australian mortgage credit

Regulatory compliance

Communication and detail

Strumenti

Quickli

ApplyOnline

Broker CRMs

Descrizione del lavoro

Peartree Preschool is seeking a Credit Analyst to manage the technical assessment, credit structuring, and compliance packaging of residential loan applications in alignment with AU standards.

You will work with senior leadership to ensure every application is thoroughly vetted, compliant, and submission-ready, handling income assessments for PAYG and self-employed structures, and utilizing Quickli and lender calculators.