Area Head, Gold Loans: Growth, P&L & Risk Leader

Birla Carbon; Hinoba-an; On-site; PHP 1,187,000 - 2,771,000; Full time

Job summary

Aditya Birla Capital Limited (ABCL) invites applications for Area Head – Gold Loans to translate regional strategy into execution across branches in India. You will oversee AUM growth, disbursement, P&L, and regulatory compliance while leading multiple branch heads and distributed teams.

The role requires strong leadership, risk discipline, and the ability to drive performance, optimize costs, and deliver transparent customer experiences in a high‑volume gold loan business.

Responsibilities

• Translate regional gold loan strategy into area execution plans while balancing rapid growth with strict risk discipline.
• Drive AUM growth, disbursement value, and portfolio quality across a distributed branch network.
• Ensure compliance with regulatory guidelines and effective risk management processes.
• Lead and develop a team of Branch Managers and executives to meet targets and drive productivity.
• Foster internal and external relationships with enabling functions and regional stakeholders to support growth.

Job description

Aditya Birla Capital Limited (ABCL) invites applications for Area Head – Gold Loans to translate regional strategy into execution across branches in India. You will oversee AUM growth, disbursement, P&L, and regulatory compliance while leading multiple branch heads and distributed teams.

The role requires strong leadership, risk discipline, and the ability to drive performance, optimize costs, and deliver transparent customer experiences in a high‑volume gold loan business.