Analyst I Credit

Emerson Electric Co; Mandaluyong; On-site; PHP 600,000 - 900,000; Full time

Benefits offered by this job

Medical insurance plans

Employee Assistance Program

Flexible time off

Parental leave

Job summary

Emerson Electric Co. is seeking a Credit professional to join a dynamic finance team focused on minimizing exposure to credit risk. You will assess creditworthiness of customers, review financial statements, and provide decisive credit and risk assessments.

Expect opportunities to grow in a collaborative environment with emphasis on due diligence and cross-functional collaboration. The role requires a Bachelor's degree in Accounting/Finance, at least 2 years in credit risk assessment, and strong

Qualifications

• Bachelor’s degree in Accounting, Business Management or Finance required.
• Minimum of 2 years of related experience in credit risk assessment.
• Experience reading and analyzing customer financial statements.
• Proficient in Microsoft Excel and other MS Office applications.
• Strong analytical, problem-solving, and communication skills.

Responsibilities

• Review and approve release of orders on hold for a portfolio of customers.
• Utilize credit management tools daily for credit decisioning.
• Address internal customer requests with independent judgement.
• Review high credit risk customers to mitigate AR exposure.
• Perform Month End Reconciliation between AR subledger and GL for Thailand units.
• Collaborate with collections on past due balances affecting shipments.
• Complete credit reference requests and gather data for Financial Status Reviews.
• Understand business, economic, and industry risk; stay updated on financial news.
• Maintain due diligence in all credit-related activities.

Skills

Credit risk assessment

Financial statement analysis

MS Excel

English communication

Analytical thinking

Education

Bachelor’s degree in Accounting/Finance/Business

Tools

MS Excel

MS Office

Job description

If you are a Credit professional looking for an opportunity to grow your career, this role offers the chance to be part of a dynamic and collaborative finance team committed to minimizing the company’s exposure to credit risk.

In this capacity, you will be responsible for assessing creditworthiness of existing or prospective customers, examining financial transactions and credit history case by case and providing credit and risk assessments.

In This Role, Your Responsibilities Will Be:

• Handle a portfolio of customers where you will review and approve the release of orders that are on hold.

• Utilize credit management tools on a daily basis for purposes of credit decisioning.

• Exercise independent judgement to address and respond appropriately to internal customer requests.

• Perform regular review and investigation of high credit risk customers to mitigate AR exposure using an appropriate strategy.

• Perform Month End Reconciliation between AR subledger against GL for Thailand Operating Units.

• Collaborate with the collections group regarding past due balances that may impact or impede shipment of orders.

• Complete credit reference requests.

• Gather information pertinent to performing a Financial Status Review.

• Understand business, economic, and industry risk.

• Keep abreast of financial news and trends.

• Practice due diligence.

Who You Are:

You must have a strong drive for results and exhibit passion and enthusiasm to get things done. You must be proactive and highly innovative in approaching problem-solving efficiently. You can proficiently communicate ideas and influence both internal and external customers. You're interpersonally savvy and able to collaborate and efficiently work with people at any level.

For This Role, You Will Need:

• Bachelor’s Degree in Accounting, Business Management or Finance preferred.

• Minimum of 2 years of related experience in credit risk assessment.

• Experience in reading and analyzing customer financial statements.

• Working knowledge of the different Microsoft applications, especially MS Excel.

• Good analytical and problem-solving skills and keen attention to detail.

• Good written and oral English communication skills

Our Culture & Commitment to You

At Emerson, we prioritize a workplace where every employee is valued, respected, and empowered to grow. We foster an environment that encourages innovation, collaboration, and diverse perspectives—because we know that great ideas come from great teams. Our commitment to ongoing career development and growing an inclusive culture ensures you have the support to thrive. Whether through mentorship, training, or leadership opportunities, we invest in your success so you can make a lasting impact. We believe diverse teams, working together are key to driving growth and delivering business results.

We recognize the importance of employee wellbeing. We prioritize providing competitive benefits plans, a variety of medical insurance plans, Employee Assistance Program, employee resource groups, recognition, and much more. Our culture offers flexible time off plans, including paid parental leave (maternal and paternal), vacation and holiday leave.

Emerson is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to sex, race, color, religion, national origin, age, marital status, political affiliation, sexual orientation, gender identity, genetic information, disability or protected veteran status. We are committed to providing a workplace free of any discrimination or harassment.