Account Associate

East West Banking Corporation; Metro Manila; On-site; PHP 360,000 - 540,000; Full time

Job summary

East West Banking Corporation in Metro Manila invites applications for Account Associates in its Corporate Banking Team. The role involves setting up credit facilities and accurately recording loan details in T24, while overseeing daily transactions and collections.

You will prepare documents for renewals, support the RM with data gathering, and contribute to APA and portfolio reporting. Fresh graduates with strong scholastic records and excellent English are welcome.

Qualifications

• Bachelor’s degree in Economics, Mathematics, Finance, Accountancy, Banking, Business Studies, Administration, Management or equivalent field.
• Fresh graduates with strong scholastic standing are encouraged to apply.
• Must be articulate in oral and written English with good time management and organization skills.
• Knowledgeable in MS Office (Word, Excel, PowerPoint).

Responsibilities

• Set-up approved credit facilities in the Bank's loan system (T24).
• Encode loan maturities and interest due in T24 accurately.
• Monitor and collect principal and interests due; manage daily transactions (availment, re-pricing, extension, renewal).
• Prepare transactional documents like Promissory Note and other credit facility documents.
• Assist Relationship Manager in data gathering for establishment/renewal of facilities.
• Prepare Account Profitability Analysis (APA) and portfolio reports for RM.
• Draft simple Credit Offering Memorandum (COM) with financial spreads.
• Handle simple credit relationships with minimal RM supervision.
• Encourage clients to avail of approved credit facilities and basic deposit products.

Skills

Strong English communication

Time management

Organization skills

MS Office proficiency

Education

Bachelor’s degree

Tools

MS Office Suite

Job description

Our Corporate Banking Team is looking for experienced professionals to join us in our Metro Manila & VisMin office in the role of Account Associates.

Location: Taguig, Greenhills, Caloocan, Alabang, Vismin.

Work Arrangement: On-site.

Job Overview

In this role, you will set up credit facilities, accurately manage loan details in the T24 system, and oversee daily transactions such as collections and renewals. Your responsibilities include preparing key documents, assisting in credit facility renewals, and managing client relationships with a focus on encouraging credit facility usage and other basic deposit products.

Responsibilities

• Set-up approved credit facilities in the Bank's loan system.
• Ensure thorough and accurate encoding of loan maturities and interest due in T24.
• Monitor and collect principal and interests due, and manage daily transactions (availment, re-pricing, extension, renewal etc.).
• Troubleshoot problems encountered in T24.
• Prepare transactional documents like Promissory Note (PN) as well as documents needed upon establishment/renewal of credit facilities to ensure smooth operation of the credit facility.
• Assist the Relationship Manager (RM) in gathering data for establishment/renewal of credit facilities.
• Prepare Account Profitability Analysis (APA) and portfolio reports to assist the RM in the overall management and growth of the RM's client portfolio.
• Draft simple Credit Offering Memorandum (COM) including preparation of financial spreads.
• Handle simple credit relationships with minimal supervision from the RM.
• Encourage clients to avail of approved credit facilities and other basic deposit products.

Qualifications

• Bachelor's degree in either Economics, Mathematics, Finance, Accountancy, Banking, Business Studies, Administration, Management or equivalent field.
• Fresh graduates with strong scholastic standing are encouraged to apply.
• Must be articulate both in oral and written English and has a good time management and organization skills.
• Knowledgeable in MS Office (Word, Excel, and PowerPoint).

Benefits

• Career development and training opportunities.
• Competitive salary package and benefits.
• Performance-based incentives and recognition programs to reward high-performing individuals.
• Opportunity to work with industry experts and be mentored by them.
• Defined career progression paths to guide you in your professional growth.