Account Associate (Caloocan)

EastWest Bank; Caloocan; On-site; PHP 279,000 - 390,600; Full time

Benefits offered by this job

Career development opportunities

Competitive salary package

Performance-based incentives

Job summary

A leading banking institution in Caloocan is seeking an experienced Account Associate. The role involves setting up credit facilities, managing loan details in T24, and overseeing daily transactions. Ideal candidates will possess a Bachelor's degree in relevant fields and strong communication skills. The bank offers competitive salaries, career development opportunities, and performance-based incentives.

Qualifications

• Fresh graduates with strong scholastic standing are encouraged to apply.
• Must be articulate both in oral and written English.
• Knowledgeable in MS Office.

Responsibilities

• Set up approved credit facilities in the Bank's loan system.
• Ensure accurate encoding of loan details in T24.
• Monitor and collect principal and interests due.

Skills

Time management

Organization skills

Effective communication in English

Education

Bachelor's degree in Economics, Mathematics, Finance, Accountancy, Banking, Business Studies, or equivalent

Tools

MS Office (Word, Excel, PowerPoint)

Job description

About the Job

• Location: Caloocan
• Corporate Title: Rank and File
• Work Arrangement: On-site

Our Corporate Banking Team is looking for experienced professionals to join us in our Caloocan site in the role of Account Associate.

In this role, you'll set up credit facilities, accurately manage loan details in the T24 system, and oversee daily transactions like collections and renewals. Your role includes preparing key documents, assisting in credit facility renewals, and managing client relationships, with a focus on encouraging credit facility usage and other basic deposit products.

What the role will entail

• Set-up approved credit facilities in the Bank's loan system.
• Ensure thorough and accurate encoding of loan maturities and interest due in T24.
• Monitor and collect principal and interests due, and manage daily transactions (availment, re-pricing, extension, renewal etc.).
• Troubleshoot problems encountered in T24.
• Prepare transactional documents like Promissory Note (PN) as well as documents needed upon establishment/renewal of credit facilities to ensure smooth operation of the credit facility.
• Assist the Relationship Manager (RM) in gathering data for establishment/renewal of credit facilities.
• Prepare Account Profitability Analysis (APA) and portfolio reports to assist the RM in the overall management and growth of the RM's client portfolio.
• Draft simple Credit Offering Memorandum (COM) including preparation of financial spreads.
• Handle simple credit relationships with minimal supervision from the RM.
• Encourage clients to avail of approved credit facilities and other basic deposit products.

What we're looking for

• Bachelor's degree in either Economics, Mathematics, Finance, Accountancy, Banking, Business Studies, Administration, Management or equivalent field
• Fresh graduates with strong scholastic standing are encouraged to apply.
• Must be articulate both in oral and written English and has a good time management and organization skills.
• Knowledgeable in MS Office (Word, Excel, and PowerPoint)

What you can expect from joining our team

• Career development and training opportunities.
• Competitive salary package and benefits.
• Performance-based incentives and recognition programs to reward high-performing individuals.
• Opportunity to work with industry experts and be mentored by them.
• Defined career progression paths to guide you in your professional growth.