Accountant

PTS Gadget Pawnshop Inc; Quezon City; On-site; PHP 350,000 - 650,000; Full time

Job summary

PTS Gadget Pawnshop Inc. is seeking an experienced Accountant to oversee daily financial accounting, manage multi-branch ledger operations, and ensure compliance with BSP, SEC, and BIR regulations.

The role emphasizes strong financial controls, regulatory reporting, and internal audits for non-bank financial institutions, with responsibilities spanning statutory filings, reconciliations, and cash management across branches.

Qualifications

• Bachelor's degree in Accountancy or Finance required.
• CPA license strongly preferred due to SEC/BSP reporting standards.
• 2–4 years of experience in financial accounting, ideally in Pawnshop/NBFI.
• Solid knowledge of BSP MORNBFI, AMLA, and SEC corporate reporting.
• Proficiency in QuickBooks, SAP and Xero with advanced Excel skills.
• High integrity, meticulous attention to detail, and regulatory deadlines.

Responsibilities

• Prepare, file, and review BSP periodic reports and data submissions.
• Prepare SEC annual requirements and coordinate with legal for GIS filings.
• Ensure AMLA compliance with KYC, transaction monitoring, and CTR support.
• Handle local tax returns (VAT, Percentage Tax, withholding tax) and LGU permits.
• Oversee branch accounting: daily reconciliations, loan receivables, interest accruals.
• Perform daily vault counts, bank reconciliations, and cash flow monitoring.
• Process entries for foreclosed/relocated items and inventory valuation.
• Prepare monthly Balance Sheet, Income Statement, and variance analysis.
• Monitor branch internal controls on pawn tickets, appraisal, and cash handling.
• Assist auditors and act as liaison during BSP/BIR regulatory inspections.

Skills

Regulatory reporting

Financial controls

Internal audits

Financial statements

Bank reconciliations

KYC AML compliance

Excel advanced

Deadline-driven

Education

Bachelor's degree in Accountancy or Finance

CPA license

Tools

QuickBooks

SAP

Xero

Job description

About the role

We are looking for an experienced Accountant to oversee daily financial accounting, manage multi-branch pawnshop ledger operations, and ensure full compliance with regulatory frameworks set by the Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC), and BIR. The ideal candidate brings strong expertise in financial controls, regulatory reporting, and internal audits for non-bank financial institutions.

Key responsibilities

• Prepare, review, and file mandatory BSP periodic reports (e.g., FPR/Pawnshop Data, Audited Financial Statements, and operational reports) in strict adherence to MORNBFI regulations
• Prepare and submit SEC annual requirements (Audited Financial Statements, eFAST submissions) and coordinate with legal/corporate secrets for GIS filings
• Ensure complete compliance with AMLA guidelines, maintaining proper KYC procedures, transaction threshold monitoring, and assisting with Covered Transaction Reporting (CTR)
• Handle local statutory compliance including BIR monthly/quarterly tax returns (VAT/Percentage Tax, Expanded Withholding Tax, Income Tax) and annual LGU business permit renewals
• Oversee end-to-end branch accounting, including daily pawn/redemption reconciliations, loan receivables tracking, and interest income accruals
• Perform daily vault cash counts, bank reconciliations, and cash flow monitoring across headquarters and branch operations
• Process accounting entries for foreclosed/unredeemed items (rematados), inventory valuation, and liquidation/auction sales
• Prepare monthly Balance Sheet, Income Statement, and variance analysis for management review
• Monitor branch compliance with internal control policies regarding pawn ticket issuance, appraisal verification, and cash management
• Assist internal/external auditors and act as a point of contact during regulatory inspections by the BSP or BIR

About you

• Bachelor's degree in Accountancy or Finance
• CPA license is strongly preferred due to SEC/BSP signing and reporting standards
• At least 2–4 years of experience in financial accounting, ideally within a Pawnshop, Lending Company, Microfinance, or NBFI environment
• Solid working knowledge of the BSP MORNBFI (P-Regulations), AMLA guidelines, and SEC corporate reporting standards
• Proficiency in accounting software (e.g., QuickBooks, SAP, Xero) and advanced MS Excel skills (Pivot Tables, VLOOKUP/XLOOKUP)
• High integrity, exceptional detail orientation, and strong analytical skills required for handling sensitive financial assets and strict regulatory deadlines