Account Officer-Mortgage Finance Business (Cagayan De Oro)

UnionBank; Bacolod; On-site; PHP 360,000 - 480,000; Full time

Job summary

Union Bank of the Philippines is seeking an Account Officer-Mortgage Finance to drive housing loan business from Bacolod. You will interview clients, evaluate applications, and coordinate with Credit and Loan Operations to move loans to approval and booking.

Responsibilities include maintaining SLA compliance, accrediting developers, conducting product briefings, and preparing monthly reports. Strong ethics and relationship-building are essential for success.

Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or related field (Master's degree preferred).
• Minimum of 2 years background in sales, mortgage finance, lending.
• Knowledgeable in mortgage products and regulations.
• Demonstrates integrity and professionalism with an innovation and continuous improvement mindset.
• Strong communication and relationship-building skills.

Responsibilities

• Generate housing loan business through sales calls, referrals, and partnerships with developers and brokers.
• Interview clients and conduct initial evaluation of mortgage loan applications.
• Coordinate with Credit, CI/CA, CORC, and Loan Operations teams for loan approval and booking.
• Monitor application status, turnaround time, and compliance with SLAs.
• Facilitate loan documentation signing and timely compliance with deficiencies.
• Accredit new developers and coordinate onboarding requirements.
• Conduct loan product briefings and participate in project launches and open houses.
• Provide timely and effective responses to client, developer, and broker inquiries.
• Prepare monitoring and monthly accomplishment reports, including projected bookings.

Skills

Accountability

Adaptability

Analytical

Good communication

Critical thinking

Teamwork

Willingness to learn

Education

Bachelor's degree in Finance, Business Administration, Economics, or related field

Master's degree (preferred)

Job description

Company:

Union Bank of the Philippines

Position:

Account Officer-Mortgage Finance Business

Office Location:

Bacolod City- Lacson, Bacolod, Negros Occidental

About The Role

The Account Officer-Mortgage Finance Busines s generates Mortgage Loans for the bank with minimize past due loans held at minimum level acceptable to the bank.

What You’ll Do

• Generate housing loan business through sales calls, referrals, and partnerships with developers and brokers
• Interview clients and conduct initial evaluation of mortgage loan applications
• Coordinate with Credit, CI/CA, CORC, and Loan Operations teams for loan approval and booking
• Monitor application status, turnaround time, and compliance with service level agreements (SLAs)
• Facilitate loan documentation signing and timely compliance with deficiencies
• Accredit new developers and coordinate onboarding requirements
• Conduct loan product briefings and participate in project launches and open houses
• Provide timely and effective responses to client, developer, and broker inquiries
• Prepare monitoring and monthly accomplishment reports, including projected bookings

What We’re Looking For

• Bachelor's Degree in Finance, Business Administration, Economics, or related field (Master's Degree is preferred)
• Minimum of 2 years background in sales, mortgage finance, lending
• Knowledgeable in mortgage products and regulations
• Demonstrates integrity and professionalism with an innovation and continuous improvement mindset
• Strong comms and relationship-building skills

Required Skills

Accountability, Adaptability, Analytical, Good Communication Skills, Critical thinking, Teamwork, Willingness to learn