Account Associate

EastWest Bank; Metro Manila; On-site; PHP 279,000 - 468,720; Full time

Job summary

East West Banking Corporation in Metro Manila is seeking an Accounts Associate for its Corporate Banking Team. The role is on-site across multiple sites (Taguig, Greenhills, Caloocan, Alabang, VisMin) in the Metro Manila & VisMin region, focused on setting up credit facilities and managing loan details in the T24 system.

You will oversee daily transactions, assist in renewals, prepare key documents, and support the RM with data gathering and reporting to drive client portfolio growth and credit

Qualifications

• Bachelor's degree in Economics, Mathematics, Finance, or related field.
• Fresh graduates may apply with strong scholastic record.
• Proficient in English, both oral and written; strong time management.
• Proficient in MS Office (Word, Excel, PowerPoint).

Responsibilities

• Set up approved credit facilities in the bank's loan system.
• Encode loan maturities and interest due accurately in T24.
• Monitor collections and daily transactions (availment, renewal, etc.).
• Prepare Promissory Note and documents for credit facility establishment/renewal.
• Assist the Relationship Manager in data gathering for facilities establishment/renewal.
• Prepare Account Profitability Analysis and portfolio reports for RM.
• Draft simple Credit Offering Memorandum with financial spreads.
• Handle simple credit relationships with supervision.
• Encourage clients to avail of credit facilities and deposits.

Skills

English communication

Time management

Organization skills

MS Office (Word, Excel, PowerPoint)

Education

Bachelor's degree in Economics/Finance/Banking

Job description

About the Job

• Location: (Taguig, Greenhills, Caloocan, Alabang, Vismin)
• Corporate Title: Rank and File
• Work Arrangement: On-site

Our Corporate Banking Team is looking for experienced professionals to join us in our Metro Manila & VisMin office in the role of Accounts Associate.

In this role, you'll set up credit facilities, accurately manage loan details in the T24 system, and oversee daily transactions like collections and renewals. Your role includes preparing key documents, assisting in credit facility renewals, and managing client relationships, with a focus on encouraging credit facility usage and other basic deposit products.

Your dream. Our focus.

East West Banking Corporation (EastWest) is one of the largest universal banks in the Philippines, and is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience.

We empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiative. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment.

Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success.

What the role will entail

• Set-up approved credit facilities in the Bank's loan system.
• Ensure thorough and accurate encoding of loan maturities and interest due in T24.
• Monitor and collect principal and interests due, and manage daily transactions (availment, re-pricing, extension, renewal etc.).
• Troubleshoot problems encountered in T24.
• Prepare transactional documents like Promissory Note (PN) as well as documents needed upon establishment/renewal of credit facilities to ensure smooth operation of the credit facility.
• Assist the Relationship Manager (RM) in gathering data for establishment/renewal of credit facilities.
• Prepare Account Profitability Analysis (APA) and portfolio reports to assist the RM in the overall management and growth of the RM's client portfolio.
• Draft simple Credit Offering Memorandum (COM) including preparation of financial spreads.
• Handle simple credit relationships with minimal supervision from the RM.
• Encourage clients to avail of approved credit facilities and other basic deposit products.

What we're looking for

• Bachelor's degree in either Economics, Mathematics, Finance, Accountancy, Banking, Business Studies, Administration, Management or equivalent field
• Fresh graduates with strong scholastic standing are encouraged to apply.
• Must be articulate both in oral and written English and has a good time management and organization skills.
• Knowledgeable in MS Office (Word, Excel, and PowerPoint)

What you can expect from joining our team

• Career development and training opportunities.
• Competitive salary package and benefits.
• Performance-based incentives and recognition programs to reward high-performing individuals.
• Opportunity to work with industry experts and be mentored by them.
• Defined career progression paths to guide you in your professional growth.