Account Analyst

Chinabank PH; Makati; On-site; PHP 300,000 - 500,000; Full time

Job summary

Chinabank PH is seeking an Account Analyst to support the Remedial Management Department. You will prepare essential reports, monitor account performance, and assist with loan-related requirements and in recovery account management.

The role provides exposure to credit operations, loan administration, and cross-functional coordination within the bank. You will work with lending, booking, and support units to ensure accurate and timely information.

Qualifications

• Bachelor's degree in a related field is required.
• Strong analytical and problem-solving abilities are essential.
• Proficiency in Microsoft Excel and Microsoft Office.
• Detail-oriented with the ability to handle large data volumes.
• Good written and verbal communication skills are required.
• Ability to coordinate with multiple business units and stakeholders.
• Knowledge of banking operations or credit administration is an advantage.

Responsibilities

• Prepare and consolidate management and past-due reports for senior management and business units.
• Coordinate with lending and booking units to ensure timely reporting.
• Monitor maturing loan obligations and track client payments.
• Conduct follow-ups and prepare reminder or demand letters when necessary.
• Maintain complete and organized borrower credit files.
• Assist in preparing, documenting, and implementing approved settlement proposals and account resolution plans.

Skills

Analytical skills

Problem solving

Data analysis

Microsoft Excel

Microsoft Office

Written and verbal communication

Stakeholder coordination

Attention to detail

Education

Bachelor's degree in Finance, Accounting, Banking, Economics, Business Administration, or related field

Tools

Microsoft Excel

Office productivity tools

Job description

As an Account Analyst, you will support the Remedial Management Department by preparing key reports, monitoring account performance, administering loan-related requirements, and assisting in the management of accounts under recovery. This role offers valuable exposure to credit operations, loan administration, account monitoring, and cross-functional coordination within the Bank.

What You Will Be Doing

• Prepare and consolidate management and past-due reports for senior management and various business units.
• Coordinate with lending and booking units to ensure timely and accurate reporting.
• Monitor maturing loan obligations and track client payments.
• Conduct follow-ups and prepare reminder or demand letters when necessary. Ensure compliance with credit and collateral requirements, including financial statements, collateral appraisals, insurance policies, and other documentary submissions.
• Maintain complete and organized borrower credit files.
• Assist in the preparation, documentation, and implementation of approved settlement proposals and account resolution plans.

What Success Looks Like

• Reports are submitted accurately and on time.
• Assigned accounts are properly monitored and administered.
• Credit files and account records remain complete, accurate, and organized.
• Settlement and account management activities are executed efficiently and in accordance with approved plans.
• Strong working relationships are maintained with lending, booking, and support units across the Bank.

Qualifications We Value

• Bachelor's degree in Finance, Accounting, Banking, Economics, Business Administration, or any related field.
• Strong analytical and problem-solving skills.
• Proficient in Microsoft Excel and other Microsoft Office applications.
• Detail-oriented with the ability to handle and analyze large volumes of data accurately.
• Good written and verbal communication skills.
• Ability to coordinate effectively with various business units and stakeholders.
• Knowledge of banking operations, credit administration, loan processing, or financial analysis is an advantage.
• Capable of working in a fast-paced environment and managing multiple tasks simultaneously.