Senior Credit Risk & Regulatory Reporting Analyst

Match Personnel; Lima Metropolitana; Hybrid; PEN 206,000 - 310,000; Full time

Job summary

Match Personnel is conducting a confidential recruitment for a Senior Credit Risk & Regulatory Reporting Analyst to join the Risk Management Division of an established corporate banking group in the region.

The role focuses on evaluating credit exposure, running stress tests, ensuring supervisory capital compliance, and managing regulatory filings to safeguard balance sheet stability. A hybrid work setup is offered with competitive compensation.

Qualifications

• Bachelor’s Degree, Professional Title, or Master’s Degree in Economics, Finance, Industrial Engineering, Statistics, or quantitative disciplines.
• Minimum of 2 to 4 years of analytical experience within banks or regulated financial institutions in credit risk management, regulatory reporting, or limit control functions.
• Fluent / Advanced English communication skills (written and spoken).
• Advanced proficiency in MS Office and risk modeling tools.

Responsibilities

• Execute quantitative stress testing models and scenario analyses to evaluate portfolio resilience.
• Monitor multidimensional risk across credit risk, FX sensitivity, and cross-border sovereign risk.
• Compute statutory capital adequacy ratios and buffer allocations per regulatory standards.
• Determine expected credit loss allowances and provisioning across counterparty risk classifications.
• Structure and transmit regulatory filings through official supervisory channels in a timely manner.
• Oversee portfolio concentration and ensure adherence to exposure thresholds.
• Escalate potential overruns to risk committees and ensure timely regulatory delivery.
• Ensure accuracy and alignment of provisioning and capital calculations with guidelines.

Skills

Credit risk management

Regulatory reporting

Stress testing

Limit governance

Capital adequacy

Education

Bachelor’s degree

Master’s degree

Tools

MS Office

PowerBI

Databases

Risk modeling

Job description

At Match Personnel, we do not manage job openings; we decisively enable high-performing professionals to access the most challenging corporate environments in the financial sector. Today, we are conducting a confidential recruitment process for a Senior Credit Risk & Regulatory Reporting Analyst to join the Risk Management Division of an established corporate banking group operating in the region.

In this analytical role, you will be responsible for evaluating credit exposure, running stress testing models, and ensuring full compliance with supervisory capital requirements and internal risk limits. You will oversee risk concentration, compute provisioning allowances across debtor categories, and manage regulatory filings through official supervisory transmission platforms, serving as a key guardian of balance sheet stability.

Your Focus Will Be On:

• Stress Testing & Scenario Analysis: Execute quantitative simulation models and stress testing frameworks to evaluate portfolio sensitivity and balance sheet resilience under adverse macroeconomic conditions.
• Multidimensional Risk Monitoring: Track and audit multidimensional exposure metrics across credit risk, foreign exchange (FX) sensitivity, and cross-border sovereign risk categories.
• Capital Adequacy & Buffer Calculations: Compute statutory capital adequacy ratios and supplementary equity buffer allocations pursuant to current regulatory standards.
• Provisioning & Allowance Modeling: Determine expected credit loss allowances and mandatory loan loss provisions across diverse counterparty risk classifications.
• Regulatory Compliance Reporting: Structure and transmit mandatory compliance documentation and regulatory filings through official financial supervisory reporting channels in a timely manner.
• Portfolio Concentration Control: Oversee portfolio concentration thresholds across exposure types, counterparty classes, and sector categories to prevent risk over-exposure.
• Limit Governance & Threshold Oversight: Audit adherence to internal risk appetite thresholds and statutory exposure caps, escalating potential overruns proactively to risk committees.
• Regulatory Filing Accuracy & On-Time Delivery: 100% compliance with official filing schedules, ensuring zero data revisions or supervisory inquiries.
• Stress Test Model Precision: Comprehensive execution of stress testing scenarios and capital sensitivity analyses for executive risk review.
• Provisioning & Capital Calculation Accuracy: Exact alignment of credit loss allowances and capital buffer calculations with mandatory guidelines.
• Early Warning Threshold Compliance: Proactive escalation and mitigation of portfolio concentration or exposure limit breaches prior to threshold overruns.

Why You Are the Match:

• Academic Background: Bachelor’s Degree, Professional Title, or Master’s Degree in Economics, Finance, Industrial Engineering, Statistics, or quantitative disciplines.
• Professional Experience: Minimum of 2 to 4 years of solid analytical experience within banks or regulated financial institutions in credit risk management, regulatory reporting, or limit control functions.
• Technical & Regulatory Expertise: Proven working knowledge of credit risk management principles, regulatory capital adequacy formulas, credit provisioning methodologies, and financial sector supervisory guidelines.
• Software & Analytical Tools: Advanced user proficiency in MS Office (Excel, PowerBI/databases) and risk modeling tools; familiarity with credit risk monitoring platforms.
• Language Requirement: Fluent / Advanced English communication skills (written and spoken) is mandatory for global corporate alignment and reporting.

The Value of Being Part of This Vision:

• High-Impact Analytical Role: Direct involvement in balance sheet protection and credit risk governance within an international banking environment.
• Competitive Compensation & Benefits: Attractive salary package matching regional tier-one banking industry standards, including performance incentives and full payroll benefits.
• Comprehensive Health & Life Protection: Full health insurance (EPS), dental plan, life insurance, and corporate wellness benefits.
• Flexible Operating Scheme: Hybrid work setup offering technical autonomy and collaborative office interaction.

*At Match Personnel, we protect what matters. By applying, you consent to the strategic use of your personal data for our talent management initiatives under the standards of Data Protection Law No. 29733.