Senior Credit Risk Lead – Corporate & Retail Lending

Aventus Global Talent; Muscat; On-site; OMR 48,000 - 72,000; Full time

Job summary

A Senior Manager - Credit Risk in Muscat, Oman, will lead the independent review of lending decisions across wholesale and retail businesses. You will manage a credit team, work with Risk leadership, and ensure adherence to regulatory frameworks and internal policies.

The role requires deep credit analysis, strong leadership, and a practical approach to strengthening proposals, with fluency in English and Arabic as a plus.

Qualifications

• A numerate or business degree is required.
• Postgraduate qualification (CFA/PRM/CPA) would be advantageous.
• 8+ years in a large banking environment with leadership experience in credit risk.
• Strong corporate credit analysis with financial statement interpretation.
• Good knowledge of Basel principles and banking products.
• Familiarity with credit modelling and risk tools is a plus.
• Fluent English; Arabic is advantageous.

Responsibilities

• Act as the independent credit voice on corporate lending requests and certain retail applications.
• Produce in-depth credit evaluations considering borrower profile, sector, jurisdiction, and security package.
• Suggest improvements to proposals and decline exposures that don’t meet standards.
• Ensure decisions align with risk appetite and regulations.
• Lead and mentor a team of credit professionals, allocate work, and build capability.
• Collaborate with coverage and relationship teams to ensure efficient credit processing.
• Shape and monitor performance metrics for the function.
• Represent credit in dealings with regulators, auditors and Compliance.
• Promote a robust risk and control culture and deliver credit training.

Skills

Credit risk analysis

People leadership

Regulatory knowledge

Financial statement analysis

Data analysis

English fluent

Education

Degree in Finance/Economics/Mathematics

Postgraduate degree or CFA/PRM/CPA (advantage)

Tools

Credit modelling

IFRS knowledge

Job description

A Senior Manager - Credit Risk in Muscat, Oman, will lead the independent review of lending decisions across wholesale and retail businesses. You will manage a credit team, work with Risk leadership, and ensure adherence to regulatory frameworks and internal policies.

The role requires deep credit analysis, strong leadership, and a practical approach to strengthening proposals, with fluency in English and Arabic as a plus.