AVP, Business Credit Office - End-to-End Lending & Risk

HSBC Holdings plc; Muscat; Hybrid; OMR 12,000 - 18,000; Full time

Benefits offered by this job

Hybrid work model

Flexible working

Job summary

HSBC Oman is seeking an Assistant Vice President, Business Credit Office – Omani Nationals Only, to support Relationship Managers and Coverage teams by delivering end-to-end credit management across structuring, credit analysis, rating recommendations and client monitoring in a hybrid work environment.

You will drive timely, high-quality credit applications and renewals while collaborating with risk partners to embed strong controls and risk escalation.

Qualifications

• Proven corporate lending experience with strong analytical capability and sound credit knowledge.
• Strong risk assessment and risk management capability to support credit quality and returns on risk.
• Clear understanding of Group credit risk principles, policies and statutory compliances.
• Excellent stakeholder management and communication skills across senior teams.

Responsibilities

• Deliver BCO tasks in line with agreed OKRs, SLAs and KPIs.
• Own the end-to-end Credit and Lending servicing journey from RM handoff through completion.
• Prepare credit analysis, financial assessment and rating recommendations for Relationship Managers.
• Coordinate client review and renewal activity including outreach and research.
• Negotiate credit terms and documentation with WCMR and clients as a single handoff point for C&L tasks.
• Participate in deal discussions and meetings with clients and credit risk as required.
• Embed first line risk management and control standards across the credit lifecycle.
• Maintain internal control standards including timely implementation of audit recommendations.

Job description

HSBC Oman is seeking an Assistant Vice President, Business Credit Office – Omani Nationals Only, to support Relationship Managers and Coverage teams by delivering end-to-end credit management across structuring, credit analysis, rating recommendations and client monitoring in a hybrid work environment.

You will drive timely, high-quality credit applications and renewals while collaborating with risk partners to embed strong controls and risk escalation.