Senior Underwriter - Technical

FMG Insurance; Christchurch; On-site; NZD 120,000 - 180,000; Full time

Job summary

FMG Insurance is seeking a Senior Underwriter – Technical to provide expert underwriting advice and solutions for complex risks across FMG. You will act as a key technical referral point, support underwriting governance, portfolio performance and practical risk solutions for our rural, commercial and corporate clients.

You’ll collaborate with Underwriting, Sales, Advice and Service, Product, Digital Delivery and governance teams to shape strong underwriting outcomes and drive continuous

Qualifications

• You're an experienced underwriter with strong technical expertise, sound judgement and confidence working with complex risks.
• You bring a practical, client-focused approach and can build credibility with stakeholders through clear advice, strong analysis and collaborative problem-solving.

Responsibilities

• Provide technical underwriting advice for complex or escalated risks.
• Support consistent application of FMG’s underwriting appetite, delegated authority and governance frameworks.
• Prepare insights, reports and recommendations to improve underwriting performance.
• Support portfolio management, risk assessment and reinsurance solutions.
• Provide technical guidance, coaching and training to underwriting and frontline teams.
• Contribute to underwriting system changes, process improvements and guideline updates.

Job description

Jora New Zealand will close on 9th September 2026. Thank you for being with us, we are cheering you on as you continue your career journey.

We have an exciting opportunity for a passionate and experienced insurance professional who is looking to share their expertise and knowledge.

Join FMG’s Underwriting Team – where technical skill meets real-world impact

At FMG, underwriting is more than just assessing risk—it’s about shaping the future of rural, commercial, and corporate insurance in New Zealand Aotearoa. While many know us for our work supporting farmers and growers, FMG also supports a growing portfolio of commercial and corporate clients across a wide range of industries.

About the Role:

We’re looking for a Senior Underwriter – Technical to provide expert underwriting advice and solutions for complex risks across FMG. Acting as a key technical referral point, you’ll support consistent decision-making, underwriting governance, portfolio performance and practical risk solutions for our clients.

You’ll work closely with Underwriting, Sales, Advice and Service, Product, Digital Delivery and governance teams to help shape strong underwriting outcomes and continuous improvement.

Key Responsibilities

• Provide technical underwriting advice for complex or escalated risks.
• Support consistent application of FMG’s underwriting appetite, delegated authority and governance frameworks.
• Prepare insights, reports and recommendations to improve underwriting performance.
• Support portfolio management, risk assessment and reinsurance solutions.
• Provide technical guidance, coaching and training to underwriting and frontline teams.
• Contribute to underwriting system changes, process improvements and guideline updates.

About You

You’re an experienced underwriter with strong technical expertise, sound judgement and confidence working with complex risks. You bring a practical, client-focused approach and can build credibility with stakeholders through clear advice, strong analysis and collaborative problem-solving.

Why FMG?

At FMG, we know our success is because of our people. So, when you join our team, it's our priority to make sure you're well looked after and feel a part of the FMG family. So along with an opportunity to kick start your career, FMG also offers 4% company contribution to superannuation, flexible working practices, five paid professional development days, 2 paid wellbeing days and a paid give back day every year – among many exciting benefits.

We are looking for people that are passionate about helping to build strong and prosperous rural communities.

So, if you want to work within a great team, for an organisation with an amazing culture, in a role that will challenge you, Applications close 5pm, Sunday 30th August 2026.