Senior Underwriter - Technical

FMG (Farmers Mutual Group); Canterbury; On-site; NZD 120,000 - 170,000; Full time

Benefits offered by this job

4% company contribution to superannau

Flexible working practices

Five paid professional developmentdays

2 paid wellbeing days

Paid give back day each year

Exciting benefits

Job summary

FMG is seeking a Senior Underwriter - Technical to provide expert underwriting advice for complex risks in New Zealand. You will act as a key technical referral point, supporting governance, portfolio performance and practical risk solutions for our clients.

You’ll collaborate closely with underwriting, sales, advice, product and governance teams to shape strong underwriting outcomes. The role emphasizes technical depth, client-focused advice, and the ability to coach frontline teams while

Qualifications

• Experience in underwriting complex risks with technical depth.
• Ability to provide informed risk solutions and governance insights.
• Strong communication and collaboration with cross-functional teams.

Responsibilities

• Provide technical underwriting advice for complex or escalated risks.
• Support application of underwriting appetite, delegated authority and governance frameworks.
• Prepare insights, reports and recommendations to improve underwriting performance.
• Support portfolio management, risk assessment and reinsurance solutions.
• Provide technical guidance, coaching and training to underwriting and frontline teams.
• Contribute to underwriting system changes, process improvements and guideline updates.

Skills

Technical underwriting

Risk assessment

Stakeholder management

Job description

Join FMG's Underwriting Team - where technical skill meets real-world impact

At FMG, underwriting is more than just assessing risk - it's about shaping the future of rural, commercial, and corporate insurance in New Zealand Aotearoa. While many know us for our work supporting farmers and growers, FMG also supports a growing portfolio of commercial and corporate clients across a wide range of industries.

About the Role:

We're looking for a Senior Underwriter - Technical to provide expert underwriting advice and solutions for complex risks across FMG. Acting as a key technical referral point, you'll support consistent decision-making, underwriting governance, portfolio performance and practical risk solutions for our clients.

You’ll work closely with Underwriting, Sales, Advice and Service, Product, Digital Delivery and governance teams to help shape strong underwriting outcomes and continuous improvement.

Key Responsibilities

• Provide technical underwriting advice for complex or escalated risks.
• Support consistent application of FMG's underwriting appetite, delegated authority and governance frameworks.
• Prepare insights, reports and recommendations to improve underwriting performance.
• Support portfolio management, risk assessment and reinsurance solutions.
• Provide technical guidance, coaching and training to underwriting and frontline teams.
• Contribute to underwriting system changes, process improvements and guideline updates.

About You

You're an experienced underwriter with strong technical expertise, sound judgement and confidence working with complex risks. You bring a practical, client-focused approach and can build credibility with stakeholders through clear advice, strong analysis and collaborative problem-solving.

Why FMG?

At FMG, we know our success is because of our people. So, when you join our team, it's our priority to make sure you're well looked after and feel a part of the FMG family. So along with an opportunity to kick start your career, FMG also offers

• 4% company contribution to superannuation
• flexible working practices
• five paid professional development days
• 2 paid wellbeing days
• a paid give back day every year
• among many exciting benefits

We are looking for people that are passionate about helping to build strong and prosperous rural communities.

So, if you want to work within a great team, for an organisation with an amazing culture, in a role that will challenge you, then make it happen - Applications close 5pm, Sunday 30th August 2026.