Lead Underwriter - Partner & Embedded Products (Nordics)

If Skadeförsäkring; Oslo; On-site; NOK 800,000 - 1,000,000; Full time

Job summary

Join If’s insurtech start-up, Insrt, as a Senior Underwriter responsible for developing insurance products that enhance everyday life. You will utilize your underwriting expertise to create robust pricing models and establish clear guidelines while enjoying autonomy in a supportive team environment focused on results and continuous learning.

Benefits

Autonomy to test ideas quickly

Career advancement opportunities

Focused, cross-functional team environment

Hybrid workplace flexibility

Great insurance benefits

Health promoting workplace initiatives

Qualifications

• At least 3–5 years of experience in P&C underwriting or pricing.
• Knowledge of relevant tools such as SQL and Python.
• Professional fluency in English and one Nordic language.

Responsibilities

• Own the underwriting activities and manage the P/L of the insurance portfolio.
• Develop pricing models and establish underwriting guidelines.
• Collaborate with cross-functional teams to enhance financial outcomes.

Skills

Analytical skills

Risk judgment

Data-driven decision-making

Communication

Education

Master’s degree in actuarial science, statistics, engineering, or similar

Tools

SQL

Python

PowerBI

Tableau

Excel

Job description

Create tomorrow’s insurance products with If’s insurtech start-up, Insrt Do you want to use your underwriting expertise to develop insurance products that genuinely improve everyday life?

Are you driven by analyzing data and managing risks to ensure profitable and sustainable insurance solutions? Do you enjoy autonomy and thrive when given significant responsibility for your area of expertise? Do you value a supportive team environment focused on results and continuous learning? If this describes you, we'd love to meet you.

About the role

We are looking for an experienced and motivated Senior Underwriter to own the underwriting activities and manage the P/L of our insurance portfolio. You'll be responsible for developing robust pricing models, establishing clear underwriting guidelines, and defining precise policy wordings. You will regularly present business cases to internal and external stakeholders, monitor portfolio performance closely, and collaborate with our cross-functional team to enhance both financial outcomes and customer experiences.

You'll tackle diverse and interesting underwriting challenges across various industries and Nordic markets, developing tailored insurance products for sharing economy platforms, warranties, product insurances, and add-on protections. Your ability to make informed, data-driven decisions, even when facing incomplete data, will be essential.

In this role you will have:

• Significant autonomy to shape and lead our underwriting strategies

• Opportunities for mentorship, personal development, and continuous learning

• Freedom and resources to manage risks and pricing effectively

• Clear career progression opportunities as the business area grows

• A start-up experience that values a healthy work-life balance

We offer:

In the same way that we place high demands on you as an employee, we also expect you to place high demands on us as an employer. Here are some of the benefits of working with us:

• Autonomy to test ideas quickly, backed by If’s scale and balance sheet

• Clear opportunities for career advancement as our business expands

• A focused, cross-functional team that gets things done quickly

• An including work environment where everyone is welcome

• Social activities, as well as highly skilled professional environment

• Possibility of hybrid workplace

• Great insurance benefits and high pension savings

• Health promoting workplace with e.g. weekly workout hour, an active corporate sports team and a variety of activity offerings

About the team

We are Insrt, an insurtech within a major Nordic insurer, dedicated to embedding new and better insurance solutions into people’s everyday lives. We partner with a wide range of companies, from emerging players in the sharing economy to large Nordic enterprises, creating insurance solutions deeply integrated into our partners’ ecosystems and our customers’ daily lives.

Our approach combines analytical rigor and startup agility with corporate stability, allowing us to implement underwriting innovations effectively. Our compact, cross-functional team of seven in Stockholm and Oslo is expanding, adding your role and a Business Developer in Oslo to strengthen our underwriting and product management capabilities.

Regular team events foster community and mutual support. Occasional Nordic travel helps you collaborate closely with partners and the full team. Join a fun journey in a supportive, team-oriented environment!

Who are you?

We're looking for someone who combines strong analytical skills and commercial insight with solid risk judgment. You make informed, timely underwriting decisions based on data-driven analysis, even when faced with uncertainty. You communicate your analytical insights clearly, effectively engaging both internal stakeholders and external partners. You thrive with autonomy in a supportive, cross-functional team, driven by achieving measurable results. Most importantly, you're excited to shape your role and continuously expand your expertise.

You also have:

• At least 3–5 years of experience in P&C underwriting or pricing

• Master’s degree in actuarial science, statistics, engineering, or similar

• Knowledge of relevant tools (e.g. SQL, Databricks/Python, PowerBI, Tableau, Excel)

• Professional fluency in English and one Nordic language (Norwegian, Swedish, or Danish).

Additional facts and the recruitment process

Application deadline: 14th of August 2025. Screening and interviewing will start after the application deadline.

To apply for the position: Please attach your CV, diploma, and answer a few questions through our application portal, no cover letter needed.

Work location: Vækerø

Travelling: Occasional Nordic travel

Start: By agreement

For more information, please contact Erik Granmar, CEO Insrt AB, [e-mail] and [phone]

We use Semac for background checks for the final candidates.

Clean credit information is a requirement for the position. The applicant's credit information will be checked before being selected for the position.