Underwriter Property, Benelux

AXA XL; Amsterdam; Hybrid; EUR 90,000 - 130,000; Full time

Benefits offered by this job

Flexible working arrangements

Inclusive culture

Career development

Job summary

AXA XL is seeking an Underwriter Property for the Benelux region, based in Amsterdam with hybrid work. You will underwrite domestic property risk, build broker/client relationships, and support cross-selling opportunities.

You will work autonomously under the Team Lead Middle Market Property Benelux, applying your property insurance knowledge to deliver tailored solutions for Dutch clients and brokers, while developing expertise across products.

Qualifications

• Bachelor’s degree in finance/business, law, insurance, engineering or related fields.
• Moderate experience in Property Insurance.
• Strong business development and negotiation skills.
• Fluent in English and Dutch.

Responsibilities

• Underwrite domestic property portfolio and meet targets.
• Build and maintain broker/client relationships.
• Negotiate with brokers to achieve profit objectives.
• Cross-sell AXA XL products and assist in risk management.
• Support business planning and monitor exposures.
• Stay informed on claims and assist settlements.
• Develop risk designs and CATNAT analyses.
• Collaborate with other product lines in Benelux.

Skills

Underwriting

Broker relationships

Negotiation

English & Dutch

IT literacy

Education

Bachelor’s degree in finance/business, law, insurance, engineering or related fields

Job description

AXA XL is an Equal Opportunity Employer.

Underwriter Property, Benelux

Amsterdam, the Netherlands - Hybrid

Our underwriting teams set us apart, our experienced underwriting professionals use their specialized expertise to underwrite even the most complex risks innovatively. A rare and exciting position is now available in the AXA XL team for an Underwriter Property to support and grow the property insurance product in the Benelux region, with focus on the Dutch domestic market.

In partnership with our experienced underwriting team you will be able to deploy and further develop your technical expertise, working autonomously with minimal oversight, for the function and region. You will contribute to operational excellence by applying your broad insurance knowledge and exercising sound judgment in a variety of situations, including new and complex cases. Your responsibilities will involve underwrite risks for the product line and support Brokers/Clients in understanding our product and finding tailor‑made solutions for the individual Client. All with a chance to develop within the insurance industry in a supportive team led by experienced industry professionals.

This is a regulated role under the Central Bank of Ireland’s Fitness and Probity regime.

What You’ll Be DOING

What will your essential responsibilities include?

• Underwriting, managing and growing the domestic property portfolio in line with the business plan;
• Building and maintaining relationships with brokers and clients;
• Negotiating with property brokers to achieve our profit objectives;
• Proactively servicing, and following up with clients on insurance and risk management matters and actively identifying opportunities for cross‑selling AXA XL’s products;
• Oversee business development, generate submission flow to meet specific targets;
• Support the business planning and forecasting process; Monitoring aggregate exposure within agreed limits; Monitoring premium income to ensure it remains within agreed limits;
• Maintaining awareness of all claims advised; Supporting and providing input on settlement of claims advised;
• Supporting the design and structure of risks; Analysis and evaluation of all relevant property risks including CATNAT;
• Identifying and driving new product development opportunities;
• Developing your expertise across products, services and targeted markets, contributing to continuous improvement
• Building and maintaining relationships with other product lines and support areas locally in Benelux, particularly distribution, risk engineering and claims to ensure adequate communication.

You will report to the Team Lead Middle Market Property Benelux.

What You Will BRING

We’re looking for someone who has these abilities and skills:

Required Skills And Abilities

• Bachelor’s Degree preferred in finance/business, law, insurance, engineering or other related fields, or equivalent experience;
• Good knowledge of the insurance market and moderate experience in Property Insurance industry or related industry;
• Passionate about doing business, negotiating and driving growth in a dynamic market. A natural business developer who enjoys being out in the market, with highly developed influencing and negotiation skills and a keen appetite for closing the deal;
• Ability to respond to a changing environment with flexibility and innovation;
• IT literacy, Microsoft Office package literacy as a minimum;
• Excellent communication skills (both written and verbal) in English and Dutch;
• Attention to detail, good organizational skills and confidence to present to brokers and clients; ability to prioritize with both individual and the team’s best interests in mind;
• A team player, able to work independently, with an open mind, with an ambition to learn and grow. Ability to train others and act as mentor for more junior positions.

Who WE are

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid‑sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data‑driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business – property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at axaxl.com

What we OFFER

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family‑friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Learn more at axaxl.com/about-us/inclusion-and-diversity. AXA XL is an Equal Opportunity Employer.

Total Rewards

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever‑changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023‑26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far‑ranging and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal‑led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.

For more information, please see axaxl.com/sustainability.