Target2 Payments Lead — Remote EU + Stock Options

Finom; Nederland; Remote; EUR 70,000 - 100,000; Full time

Benefits offered by this job

Stock options

Hybrid/Remote across Europe

Work & Swim program

Job summary

Finom is seeking a Senior Specialist, T2 Payment Operations to own the end-to-end payment operations for TARGET2. You will design, document, and validate processes, oversee the migration to direct participation, and run daily BAU activities with partner banks and regulators.

You will work closely with Product, Engineering and the reconciliation teams to ensure seamless flow, accurate data, and robust incident management across Europe. Fluent English required, remote across Europe.

Qualifications

• 2–3+ years in payment operations at a bank, EMI or PSP.
• Experience with TARGET2 (T2) and RTGS/TIPS GUI actions.
• Familiarity with investigations, recalls, returns and SWIFT messaging (ISO 20022).
• Experience writing SOPs and controls or ability to pick it up quickly.
• Comfort working with regulators, partners and technical teams.

Responsibilities

• Own core Payment Operations processes for SCT / SCT Inst recalls, investigations, SWIFT enquiries, missing funds, and refunds.
• Run the T2 platform day-to-day using the GUI and maintain reference data with four-eyes controls.
• Manage migration to direct participation and ensure traceability by BIC and path.
• Coordinate with reconciliation and liquidity teams; liaison with Finance Ops/Treasury.
• Handle incidents and contingency planning with DNB, FIS, and TARGET escalation routes.
• Collaborate with Eurosystem, DNB, SWIFT/NEXI, FIS and partner banks; work with Product and Engineering.

Skills

T2 / TARGET Services

Payment operations

SCT / SCT Inst

SWIFT / ISO 20022

Regulatory liaison

Tools

U2A/A2A GUI

SOP writing

CRDM data

Job description

Finom is seeking a Senior Specialist, T2 Payment Operations to own the end-to-end payment operations for TARGET2. You will design, document, and validate processes, oversee the migration to direct participation, and run daily BAU activities with partner banks and regulators.

You will work closely with Product, Engineering and the reconciliation teams to ensure seamless flow, accurate data, and robust incident management across Europe. Fluent English required, remote across Europe.