Senior Credit Risk Analyst

RiverBank; Amsterdam; On-site; EUR 90,000 - 130,000; Full time

Job summary

RiverBank in Europe seeks a Senior Credit Risk Analyst to join the Structured Loans Department, focusing on SMEs and Real Estate across Europe. You will evaluate and present credit cases, support deal opportunities, and participate in negotiations.The role requires a finance degree, 8–10 years banking experience, knowledge of loan products and Dutch law, and fluency in Dutch and English. You will work closely with Origination, Legal, and Sales teams in a fast-paced, growth-focused environment.

Qualifications

• Degree in Finance, Economics or Business Administration.
• 8–10 years of experience in a similar role at a bank or private debt fund.
• Knowledge of loan products and/or bonds and Dutch law.
• Strong analytical and writing skills.
• Excellent numerical and financial modelling skills.
• Good communication skills.
• Fluent in Dutch and English; additional language is a plus.
• Result-driven; adaptable to a fast-moving environment.

Responsibilities

• Analyse, prepare and present credit cases to the Credit team and to the Credit Committee.
• Support and interact with the Credit and Sales teams in the analysis of new deal opportunities.
• Take an active role and participate in negotiations and in borrower relationships.
• Review loan documentation together with the legal team.
• Draft term sheets and engagement letters.
• Anticipate credit deterioration through active monitoring of borrowers using digital technology.
• Participate in the portfolio and borrower companies monitoring.

Skills

Analytical skills

Writing skills

Numerical skills

Communication skills

Dutch language

English language

Result-driven

Adaptability

Education

Degree in Finance, Economics or Business Administration

Job description

Company Description RiverBank is one of Luxembourg's fastest growing financial services companies. Our purpose is to help established SMEs, one of the last major underserved opportunities in banking. Established SMEs are the backbone of local communities - yet have been largely neglected both by traditional high street banks and modern providers.

Company Description RiverBank is one of Luxembourg's fastest growing financial services companies. Our purpose is to help established SMEs, one of the last major underserved opportunities in banking. Established SMEs are the backbone of local communities - yet have been largely neglected both by traditional high street banks and modern providers.

Job Description

The Senior Credit Risk Analyst will be a key member of the Structured Loans Department, which is dedicated to building and maintaining a strong performing portfolio of loans to SMEs and Real Estate companies across Europe.

Primary Responsibilities

After sourcing of a deal opportunity by Origination team, the Credit team shall:

• Analyse, prepare and present credit cases to the Credit team and to the Credit Committee;
• Support and interact with the Credit and Sales teams in the analysis of new deal opportunities;
• Take an active role and participate in negotiations and in borrower relationships;
• Review loan documentation together with the legal team;
• Draft term sheets and engagement letters;
• Anticipate any credit deterioration through active monitoring of borrowers using digital technology;
• Participate in the portfolio and borrower companies monitoring.

Qualifications

• Degree in Finance, Economics or Business Administration;
• Minimum 8 - 10 years of experience in a similar role at a bank or private debt fund;
• Knowledge of loan products and/or bonds and Dutch law;
• Strong analytical and writing skills;
• Excellent numerical and financial modelling skills;
• Good communication skills;
• Fluent in Dutch and English (knowledge of an additional language would be an asset);
• Result-driven;
• Able to adapt quickly in a fast-moving environment.

Additional Information

Why Join RiverBank

You will be joining a dynamic and fast-growing organization at a pivotal time in its expansion. As part of a collaborative and purpose-driven team, you will have the opportunity to shape the future of SME banking across Europe and make a tangible impact in an underserved segment of the financial industry.

Candidates who may not meet all the listed criteria are still encouraged to apply, as we value diverse experiences and growth potential.

RiverBank is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.

RiverBank is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.